Documents required before buying a house:Full 2026 Checklist

So that would be the Title Deed. Because of this, you can be sure the person selling the home actually owns it in the eyes of the law.

In fact, it is very risky. Without it, the local body may cut off your water or power. Consequently, you should never sign a deal without seeing this paper first.

But you must ask for the Encumbrance Certificate for the last 13 to 30 years. Specifically, this file lists every mortgage or legal claim ever filed against the house.