Google Pay has introduced many new features including UPI Circle for UPI payments.

UPI payments are most commonly used for making online payments in India. Companies like Google Pay, PhonePe and Paytm provide UPI payment services in the country. You can easily make online payments through their apps.

To use them, you must have a bank account, but with a feature, Google Pay will allow you to make payments without a bank account. National Payments Corporation of India (NPCI) has recently launched UPI Circle. Now Google has introduced it for its payment service.

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Google unveiled many new features at the Global Fintech Fest (GFF 2024). The company has introduced UPI Circle for Google Pay, which will improve your digital payment experience. Under this, your family and friends members can make payments on your behalf. New features can help Google Pay to compete with companies like PhonePe and Paytm in UPI payments service.

Google Pay: UPI Circle

Recently, NPCI has introduced UPI service feature for UPI. Under this, you can allow your family members and friends to make UPI payments on your behalf. For this, they do not need to link their bank account. You can make family members and friends secondary participants.

You can register secondary participants in partial or full delegation category. The limit for payments made by secondary participants is up to Rs 15,000 per month.

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These new features will be available in Google Pay

Apart from UPI Circle, you will also get the benefit of these features on Google Pay.

eRupi Voucher: This is a voucher based payment feature. Existing UPI, organizations including government departments can issue UPI vouchers under this feature. These vouchers can be redeemed for different services and transactions.

Tap & Pay Payments: This feature will make it very easy to make payments using Rupay card via mobile. You have to add Rupay card details in Google Pay. After this, payment will be done by tapping the mobile on the card scan machine.

UPI Lite Autopay: This feature has been released for UPI Lite users. If your balance in UPI Lite falls below the set limit, then the balance will be automatically credited through this option.

ClickPay QR: Facility to create QR code according to payment amount will be available. UPI payment can be made directly by scanning this code. This will eliminate the need to enter payment amount etc.

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