Govt issued New guideline for Sukanya Samriddhi Yojana, Govt can close such accounts

Sukanya Samriddhi Yojana Latest Updates: If you have opened an account under Sukanya Samriddhi Yojana, then it is important to know the latest Sukanya guidelines.

The Department of Economic Affairs under the Ministry of Finance has recently released updates to remove irregularities in small savings accounts opened under the National Savings Scheme (NSS). If you have opened an account under Sukanya Samriddhi Yojana, then it is important to know the Sukanya latest guideline for this.

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According to the latest guidelines of Sukanya Samriddhi Yojana, in respect of Sukanya Samriddhi accounts opened by grandparents who are not legal guardians, the circular of the Department of Posts dated August 21, 2024 states that “the guardianship shall be transferred to the person authorized by law i.e. natural guardian (surviving parent) or legal guardian.

Such accounts can be closed

According to a TOI report, if a family has opened more than two Sukanya Samriddhi accounts under the Sukanya Samriddhi Yojana, 2019, the circular states that irregular accounts will be closed as it is considered a violation of the scheme guidelines. The circular also emphasizes the importance of obtaining and updating PAN and Aadhaar details of both account holders and guardians in the system before submitting a regularization request to the concerned office.

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PAN and Aadhaar details required for Sukanya Samriddhi accounts:Under the new guidelines, if PAN and Aadhaar details of the account holders and guardians are not already available, then they will have to be made available without any delay.

Trying to reduce the inconvenience of the account holder

Post offices across the country have been directed to promptly identify such accounts and inform account holders of the updated rules through various channels. All circles, regions and divisions have been urged to actively monitor situations requiring regularization so as to minimize inconvenience to small savings schemes account holders.

How much interest is received in Sukanya Samriddhi Yojana

In Sukanya Samriddhi Yojana, you can deposit from Rs 250 per month to Rs 1.5 lakh annually. In this quarter, 8.2 percent interest is being given on the deposit amount under Sukanya Yojana. This account matures when the daughter turns 21 years old. Apart from this, 50 percent of the amount can be withdrawn from this account when the daughter turns 18 years old. To open the account, you have to provide the daughter’s birth certificate as well as the PAN and Aadhaar card of the parents or guardian.

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