AB-PMJAY: Govt may roll out health cover for 70 plus in next week

Ayushman Bharat Yojana: Under the Central Government’s Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), enrollment of senior citizens aged 70 years and above can start next week.

Under this government scheme, Indian citizens above 70 years of age from any income group will be able to get free treatment. According to the news published in the Times of India, PM Modi can give the green signal to this process on Tuesday.

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What was the announcement of giving health coverage to senior citizens

Apart from this, other major health projects including UWIN App, a platform prepared by the government, can be launched to speed up the vaccination program of all pregnant women and children under the Universal Immunization Program (UIP). The government had announced to provide health coverage to all senior citizens aged 70 years and above irrespective of income under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY).

Pilot projects were run in many parts of the country

Sources said that pilot projects were run in many parts of the country to implement the scheme and assess the preparations. Officials said that all senior citizens aged 70 years and above will get coverage of up to Rs 5 lakh annually on the basis of family. Under the scheme, no income criteria has been kept for those aged 70 years or above.

The elderly will be given a separate cover of Rs 5 lakh.

It is worth noting that in the month of April this year, Prime Minister Modi had announced this. Cards will be issued to new policy holders by the government. There is also a provision under the scheme that if the family of the elderly of 70 years or more is already taking advantage of the Ayushman Yojana, then the elderly will be given a separate cover of Rs 5 lakh.

How will age be calculated?

Under the scheme, all elderly people aged 70 years and above will be given free treatment. They will have to get a special card, for which they will have to apply on an app. The government will check their age with the Aadhar card. If they are 70 years or above, they will get free treatment up to Rs 5 lakh, no matter how rich or poor they are. Many hospitals across the country are associated with the scheme.

If both husband and wife are 70+ years of age, how much insurance will be given?
If both husband and wife are in a family and their age is more than 70 years, then they will get more benefits from this scheme. Firstly, they will not have to pay for treatment up to Rs 5 lakh. Even if the treatment is more than Rs 5 lakh, the government will give Rs 5 lakh more. The elderly who will register their name in this scheme for the first time will get the benefit of free treatment up to Rs 5 lakh. The scheme has been running since the year 2018.

Where has the scheme been implemented?

Currently, a scheme is running in many states of the country under which poor people get free treatment. But the scheme has not been implemented in states like Delhi, West Bengal and Odisha. The Odisha government is talking to the central government to start this scheme in its state as well. Under the scheme, 60% of the expenditure is borne by the central government and the remaining 40% is borne by the state government. If any state government wants, it can provide better health facilities to the people by investing more money from its share.

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