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Post Office’s Dhansu scheme: You will get Rs 2.32 lakh in just 2 years, know the details

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The central authorities is working many sorts of schemes to supply monetary help to the nation. There are schemes for everybody from girls to senior residents. Most of the authorities schemes are run by the submit workplace.

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One such scheme is being run by way of the submit workplace, which will give Rs 2.32 lakh in just 2 years. This scheme comes beneath the Small Savings Scheme.

There is sort of no threat in all the schemes run beneath the submit workplace. Apart from this, you get the good thing about tax advantages, month-to-month earnings and assured returns. Some schemes are for retirement, which assure monetary assist whenever you retire. Today we’re going to inform you about the Mahila Samman Saving Certificate scheme of the submit workplace. Let us know the full details about it.

What is Mahila Samman Saving Certificate Scheme?

Mahila Samman Saving Certificate Scheme was began by the authorities to supply monetary help to girls. Under this scheme, you possibly can deposit from Rs 1000 to Rs 2 lakh. The quantity deposited ought to be in multiples of 100 solely. Many accounts might be opened beneath this scheme, however the most deposit quantity shouldn’t exceed Rs 2 lakh. There ought to be a niche of three months between the date of opening the second account beneath this scheme.

Also Read: Bank Holidays: Banks will stay closed for 10 days in June, listing of holidays launched

How a lot curiosity will you get?

In this scheme, the rate of interest is given at the price of seven.5% every year. However, the curiosity is credited on a three-monthly foundation. The maturity interval of this scheme is barely 2 years. However, a most of 40% of the remaining quantity might be withdrawn after one yr from the date of deposit. The facility of partial withdrawal is obtainable solely as soon as earlier than maturity.

You will get Rs 2.32 lakh on maturity.

If you make investments a most of Rs 2 lakh in this scheme, then at the price of seven.50 % curiosity, you will get an curiosity of Rs 32044. In this manner, a complete of Rs 2,32044 will be given on maturity in two years.

Terms and circumstances of the scheme

If the account holder dies, the nominee or relations can withdraw this layer quantity. In case of life-threatening illnesses, the quantity might be withdrawn for medical help. After withdrawing the cash, you too can shut the account. Closing the account is allowed after 6 months of opening the account. In such a case, you will be given the quantity at 2 % much less curiosity.

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