SIP Secret Plan: You will get Rs 1 crore by depositing only Rs 3000. Know all details

SIP Secret Plan: SIP (Systematic Investment Plan) is a powerful means of investing in mutual funds, but not everyone can become a millionaire by depositing money in it.

For this, there are some rules and conditions, which are very important to follow. If you invest haphazardly by deviating from the rules, there is a greater possibility of loss than earning from SIP. There are some such secret plans of SIP that you can become a millionaire even by depositing small amounts. There is one such secret plan, by following which you can create a big fund of up to Rs 1 crore through SIP. Let’s know about it.

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People with a salary of 20 thousand can also earn 1 crore rupees

The most important thing about SIP is that it is not necessary to have a hefty salary to invest through it. Even if your salary is 15 or 20 thousand rupees a month, you can still deposit up to 1 crore rupees by investing in SIP. You do not need to rush for this. You have to be patient and keep depositing money in the account regularly for a long time. Unless you deposit money regularly, you cannot expect to earn a lot.

What is the 70:15:15 secret plan of SIP?

To earn a lot from SIP, you can use the secret plan of 70:15:15. This secret plan depends on your monthly income. Suppose your salary is Rs 20,000. Then under the secret plan of 70:15:15, you should keep aside 70% of this Rs 20,000 for household expenses. If you keep aside 70% of Rs 20,000 i.e. Rs 14,000 for household expenses, then you will have Rs 6000 left as 30% amount. Now from the remaining amount, keep aside 15% i.e. Rs 3000 for emergency. Then you will be left with 15% amount. 15% amount means Rs 30000. Now invest this Rs 3000 in the mutual fund of any company through SIP.

How to get Rs 1 crore from Rs 3000?

Now if you have decided to invest under the 70:15:15 plan of SIP, then let us tell you that you will have to deposit Rs 3000 every month in any mutual fund. You will have to do this continuously for 30 years. Now if you deposit Rs 3000 every month, then you will be able to deposit Rs 36,000 in a year. In the next 30 years, you will have Rs 10,80,000 deposited. Generally, on depositing money in SIP, the investor gets 12% return annually.

Apart from this, there is also the benefit of compounding. At the rate of 12%, in 30 years, you will get Rs 95,09,741 as a return on your Rs 10,80,000 at the rate of 12%. Now if you add your principal of Rs 10,80,000 and return of Rs 95,09,741, then a huge fund of Rs 1,05,89,741 will be deposited in your account. Now you tell me whether the 70:15:15 SIP plan is beneficial for you or not?

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