Post Office Schemes: Women can earn good returns by investing in these Post Office schemes, know the interest rate and other details

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Sukanya Samriddhi Saving Scheme is specially designed to secure the future of daughters. Investment in this scheme can be made before the daughter turns 10 years old.

Post Office savings schemes provide many good options for women investors. Investing in these schemes not only provides social security but also gives good returns. In many schemes, returns are even higher than banks. Today we will know about those 5 savings schemes of post office, which are best for women.

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Sukanya Samriddhi Saving Scheme

Sukanya Samriddhi Saving Scheme is specially designed to secure the future of daughters. Investment in this scheme can be made before the daughter turns 10 years old. Investing in it gives an interest rate of 8.2% per annum. After opening the account, it can be run for a maximum of 15 years. The interest rate on Sukanya Samriddhi Yojana is reviewed every three months. Deposits made under this scheme also get tax exemption under Section 80C.

Post Office Monthly Income Scheme

Post Office Monthly Income Scheme is another good scheme for women. The minimum investment in this scheme is Rs 1000 and it gives an interest rate of 7.4%. This scheme helps in creating a source of regular income.

Mahila Samman Saving Certificate

Mahila Samman Saving Certificate is a special risk-free scheme for women investors. Women of all ages can invest in it. A maximum of Rs 2 lakh can be deposited in an account in this scheme. Here 7.5% interest is available annually and after a year you can withdraw 40% of your deposit.

National Savings Certificate

National Savings Certificate is a safe and low-risk scheme, which is suitable for all types of investors. The minimum investment in this is Rs 100 and its maturity period is 5 years. Here 7.7 percent compounded annual interest rate is being available.

Post Office PPF Scheme

Post Office’s Public Provident Fund (PPF) scheme is an excellent long term investment scheme. A minimum investment of Rs 500 has to be made in this and the interest rate on it is 7.1% per annum. This scheme is a safe and profitable option for long-term investors. By investing in all these post office schemes, women can secure their future and become financially self-reliant.

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