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  • Vande Bharat Sleeper Train: The country’s first Vande Bharat Sleeper will be run on this route, check route & fare

    Vande Bharat Sleeper Train: The country’s first Vande Bharat Sleeper Train can come on the tracks for the common man very soon. According to sources related to the railway, the Vande Bharat Sleeper Train will reach the Railway’s Integral Coach Factory from BEML’s facility today.

    Oscillation trials will be conducted first by ICF to check the Vande Bharat Sleeper Train on different parameters. After which, after stability trials, speed trials and technical trials of other methods, it will be run for passengers. This entire process can take about 2 months, due to which it can be estimated that this train will come on the tracks by December.

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    When will the Vande Bharat Sleeper train start?

    According to estimates, the commercial run of the country’s first Vande Bharat Sleeper Train will begin by December. Its trial run may begin in the next few days, which may take about two months.

    Where will the first Vande Bharat Sleeper run?

    There are a lot of speculations about which route the country’s first Vande Bharat Sleeper will be run on. According to sources, many proposals have come from different zones of the country regarding this. Mainly it can be started from cities like Bengaluru, Delhi and Mumbai. A final decision regarding this can be taken soon.

    How much will be the fare of Vande Bharat Sleeper?

    Railway Minister Ashwini Vaishnaw has already made it clear that the fare of Vande Bharat Sleeper will be equal to the fare of Rajdhani Express in the country.

    Passengers will get these special facilities

    This train has integrated reading lights, public announcement and visual information system with USB charging provision, inside display panels and security cameras and modular pantry. Along with this, special berths and toilets have been provided for Divyang passengers. Apart from this, hot water shower facility has also been provided for the passengers in the First AC coach.

    823 passengers will travel at a time

    The Railway Minister said that the Vande Bharat Sleeper Train will run at a speed of 160/kmph, which can reach a top speed of 180/kmph. This train will have a total of 16 coaches, including 11 3AC, 4 2AC and 1 first class coaches.

    Full attention of railway employees too

    The Railway Minister said that along with the safety of the passengers, the facilities of the loco pilots and attendants have also been taken care of. All these trains have been designed in a new way. The loco cab has been improved. In view of safety, armor is pre-fitted in these trains.


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  • Today Stock Markets: Sensex trades lower amid weak global cues

    Sensex trades lower amid weak global cues

    IANS

    Indian equity markets were trading in the red on Friday following weak cues from US markets.

    At 9:47 A.M., the Sensex was down 279 points or 0.34 per cent at 82,216 and Nifty was down 69 points or 0.27 per cent at 25,180.

    Selling was driven by midcap and smallcap stocks. Nifty midcap 100 index was down 413 points or 0.70 per cent at 58,652 and Nifty smallcap 100 index was down 75 points or 0.40 per cent at 18,876.

    In the Sensex pack, Bajaj Finance, Asian Paints, Bajaj Finserv, NTPC, Tata Steel, UltraTech Cement, Reliance Industries, L&T, SBI, Bharti Airtel, SBI, Nestle and M&M were the top losers.

    TCS, IndusInd Bank, HCL Tech, ITC, Infosys, Wipro and Tech Mahindra were the top gainers.

    Among the sectoral indices, Fin Service, FMCG, metal, realty, energy and infra were major losers.

    IT, PSU Bank and auto were major gainers.

    Sensex closes down

    The broader market is in a downward trend.

    On the National Stock Exchange (NSE) 1,335 shares were in the red and 814 shares were in the green.

    Mixed trading is taking place in Asian markets.

    Tokyo, Hong Kong and Seoul are in the green while Jakarta and Bangkok are in the red. US markets closed in the red on Thursday.

    According to market experts, “The sharp correction of 2.1 per cent in the Nifty yesterday was more due to the massive Foreign Institutional Investors’ selling rather than fears of Middle East tensions escalating. The last three days have witnessed huge FII selling of Rs 30,614 crore in the cash market.”

    “The market will start responding to the Q2 results which will start flowing from next week onwards. Leading banks are poised for a recovery,” they added.

    The FIIs sold equities worth Rs 15,243 crore on October 3, while domestic institutional investors bought equities worth Rs 12,914 crore on the same day.

    (With inputs from IANS)

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  • 5 NBFCs for easy festive loans

    Festivals bring joy, but also expenses. To ensure you don’t compromise on celebrations, we’ve curated a list of  5 NBFCs offering easy festive loans. These lenders provide flexible eligibility criteria, quick disbursals, and attractive interest rates, making your festive financing woes disappear

    Rupee112: Instant Festive Loans 

    Rupee112, an RBI-registered lending Non-Banking Financial Company (NBFC), is empowering festive shoppers with quick and hassle-free loans. With a strong track record of innovation and customer-centricity, Rupee112 is poised to revolutionize the loan ecosystem. The brand offers loan amounts ranging from ₹5,000 to ₹1,00,000, catering to diverse shopping budgets. Whether it’s funding a family gathering or purchasing festive gifts, Rupee112’s instant loans provide the necessary financial boost.This festive season, Rupee112 is committed to empowering shoppers with the financial freedom they need to celebrate with joy and confidence. By leveraging its cutting-edge technology and customer-centric approach, Rupee112 is set to make a significant impact on the loan ecosystem, providing quick and affordable loans to those who need them most.

    Bharatloan: Diverse Loan Options

    This festive season, BharatLoan, India’s fastest-growing digital lender, is offering special loan schemes to help you celebrate stress-free. Founded in January 2023, BharatLoan has achieved over 5 million app downloads, providing quick, fair, and fully digital loans. Their festive loan offers include flexible amounts, and instant digital approvals, ensuring you have the funds you need when you need them. With a focus on financial inclusion, BharatLoan ensures everyone can access loans, even with limited or no credit history. Apply now at www.bharatloan.com and make your celebrations brighter!

    lendingplate: Digital lending NBFC 

    lendingplate, under Unifinz Capital India Limited, is a digital lending NBFC that offers unsecured personal loans up to ₹2,50,000 with flexible repayment options extending up to 15 months. Registered with the Reserve Bank of India, the platform provides instant loan approvals and disbursements in under 30 minutes, servicing more than 5000 pin codes across 250 major cities and towns in 17 states. lendingplate’s customer-centric approach and innovative digital solutions have made it a preferred choice for individuals seeking hassle-free financial assistance.

    IIFL Finance: Digital Loan Solutions 

    IIFL Finance offers a seamless digital loan application process with instant disbursal. Interest rates start from 11.5%, and loan amounts go up to ₹25 lakhs. IIFL Finance’s digital platform ensures swift loan approvals, minimal documentation, and flexible repayment options. This festive season, IIFL Finance provides the perfect financial solution for various expenses.

    Shriram City Union Finance: Mobile-First Lending

    Shriram City Union Finance’s mobile app enables instant loan applications, utilizing AI-driven credit evaluation for faster approvals. Interest rates start from 13.5%, and loan amounts go up to ₹3 lakhs. This mobile-first approach expands financial inclusion, reaching underserved segments. Shriram City Union Finance’s digital push enhances customer convenience, reducing paperwork and increasing operational efficiency.


    Neel Achary

  • IMD Rainfall Alert: There will be heavy rain in these states for the next seven days

    IMD Rainfall Alert: The Meteorological Department has said that there will be heavy rains in the states of Northeast India, Kerala, Mahe, Tamil Nadu, Puducherry, Karaikal for the next seven days.

    IMD Rain Alert:There has been heavy rainfall this year. Monsoon has now left many states, but even after this, heavy rains are forecast in many states for the next six to seven days. The Meteorological Department has said that there will be heavy rains in the states of Northeast India, Kerala, Mahe, Tamil Nadu, Puducherry, Karaikal for the next seven days.

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    The Meteorological Department has informed that a low pressure area is going to form in the North Bay of Bengal and its surrounding areas from tomorrow i.e. October 4. The northeastern and eastern states which are going to receive heavy rains include Sub Himalayan West Bengal, Sikkim, Arunachal Pradesh, Assam, Meghalaya, Nagaland, Manipur, Mizoram, Tripura, which will receive very heavy rains on October 3 and 4.

    Apart from this, heavy rains will continue in Northeast India for the next seven days. There is an alert of heavy rains in Sub Himalayan West Bengal, Sikkim from October 3 to 5, heavy rains in Gangetic West Bengal on October 4.

    Talking about South India, Kerala, Mahe will receive heavy rains for the next seven days. South Interior Karnataka, Tamil Nadu, Puducherry, Karaikal will receive heavy rains from October 3 to 8, Rayalaseema from October 3 to 5, North Interior Karnataka from October 3. The Meteorological Department has said that there is no possibility of heavy rain anywhere in the states of Northwest, West and Central India for the next one week.

    Monsoon departs from Himachal

    Meanwhile, the southwest monsoon went back to Himachal on Wednesday. With this, the state received 18 percent less rainfall this year. The India Meteorological Department (IMD) gave this information. According to the IMD, the monsoon arrived in the state on June 27 and by June 29, it had reached all parts.

    Last year, the monsoon left Himachal Pradesh on October 6. The Meteorological Department said that the state received an average rainfall of 600.9 mm this year, which is 18 percent less, while the normal rainfall is 734.3 mm. The state received the highest rainfall of 1314.6 mm in the year 1922.

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  • Ferring Pharmaceuticals bolsters global gene therapy supply chain with European manufacturing facility

    Ferring Pharmaceuticals bolsters global gene therapy supply chain with European manufacturing facility

    October 04, 2024,Saint-Prex, Switzerland : Ferring Pharmaceuticals today announced the opening of a state-of-the-art global manufacturing hub in Finland for the drug substance of its intravesical non-replicating gene therapy Adstiladrin® (nadofaragene firadenovec-vncg). This represents a significant milestone in Ferring’s capabilities and capacity to meet the current and expected growth in demand for this gene therapy for people with non-muscle invasive bladder cancer (NMIBC).

    Adstiladrin® (nadofaragene firadenovec-vncg) is approved in the U.S. for adult patients with high-risk Bacillus Calmette-Guérin (BCG)-unresponsive NMIBC with carcinoma in situ (CIS) with or without papillary tumours.

    “In January this year, we announced full commercial availability of Adstiladrin® in the U.S. We have now embarked on a broad programme of clinical research to enlarge the body of evidence for Adstiladrin® and plan for regulatory submissions in other global markets. Today’s announcement marks an important milestone in ensuring stable and sustainable global supply of Adstiladrin® to meet the anticipated growth in demand,” said Bipin Dalmia, Global Head, Uro-Oncology and Urology Franchise, Ferring Pharmaceuticals.

    Armin Metzger, Executive Vice President and Chief Technical Operations Officer, Ferring Pharmaceuticals added, “The continued investment and expansion of our gene therapy manufacturing infrastructure reflects Ferring’s strong commitment to deliver end-to-end solutions for even the most highly complex manufacturing challenges as part of our mission to fulfil the unmet clinical needs for people with bladder cancer.”

    According to the International Agency for Research on Cancer, bladder cancer is now the ninth most diagnosed cancer worldwide, previously ranked tenth.1 This rising global incidence underscores the necessity to expand the supply of innovative treatments for this disease.

    In addition to this European investment in drug substance, Ferring has further strengthened and diversified its nadofaragene firadenovec-vncg supply chain and is also nearing completion of a new manufacturing facility for drug product at Ferring’s U.S. campus in Parsippany, New Jersey. The bolstering of Ferring’s gene therapy manufacturing capabilities and footprint reinforces its commitment to ensuring the future supply of this therapy for patients.

    Located in Kuopio, Finland, the new European manufacturing site features a cutting-edge manufacturing suite, fully integrated with modern technology to produce adenovirus vector-based gene therapy drug substance in large quantities. The 25,000 square metre facility features renewable energy solutions such as waste heat recovery with heat pumps and solar energy, complementing Ferring’s commitment to protect the environment by reducing its negative impact on the planet.


    Praveen

  • Why Timely Car Insurance Renewal is Crucial for Every Vehicle Owner

    Why Timely Car Insurance

    4th Oct 2024  Pune, Maharashtra, India As a responsible vehicle owner, ensuring that your car insurance renewal is done on time is one of the most critical steps you can take to safeguard yourself, your vehicle, and others on the road. Car insurance is more than just a legal requirement—it provides crucial financial protection in case of accidents, theft, or other damages. For drivers, timely renewal not only keeps you compliant with the law but also protects you from potentially expensive consequences, including penalties or loss of coverage.

    In India, where having at least third-party insurance is mandatory under the Motor Vehicles Act, timely renewal becomes even more critical. Whether you live in a bustling city or a quieter region, maintaining valid insurance is vital for peace of mind. In this article, we’ll explore why car insurance renewal on time is so crucial, what factors to consider during the renewal process, and how your driving license and policy are closely linked to ensure you remain on the right side of the law.

    Legal requirement

    One of the most important reasons to renew your car insurance on time is that it is a legal requirement in India. According to the Motor Vehicles Act, every vehicle owner must have at least third-party insurance coverage. Driving without valid insurance can result in heavy fines or even legal action. If your policy lapses and you are caught driving without valid insurance, the consequences could include:

    • Fines: You can face penalties for driving without insurance for the first offense, and even heftier fines for repeat offenses.
    • Legal action: In more severe cases, you could face imprisonment for up to three months for driving without insurance.

    By ensuring that your car insurance renewal is completed on time, you can avoid these penalties and continue driving with confidence, knowing that you’re compliant with the law.

    Financial protection

    Your car insurance policy provides crucial financial protection in case of accidents, theft, or natural disasters. If your policy lapses, and you are involved in an accident, you will be personally liable for any damages or injuries caused, which could be financially devastating. Here’s how timely renewal protects you financially:

    1. Coverage for damages: Comprehensive car insurance covers damage to your vehicle, whether it’s from an accident, theft, fire, death, or natural calamities.
    2. Third-party liability: Even if you have third-party insurance, it covers damages to other people’s vehicles or injuries they sustain in an accident caused by you. Without valid insurance, you would have to pay these costs out of pocket.
    3. No Claim Bonus (NCB): By renewing your policy on time, you protect your No Claim Bonus, a discount given to policyholders who have not claimed during the policy period. A lapsed policy can result in the loss of this bonus, leading to higher premiums in the future.

    Planning to renew insurance coverage for your car? You can consider buying motor insurance online through Bajaj Finance Insurance Mall portal. Choose from a wide range of car insurance plans offered by leading insurance providers, compare quotes and select the policy that best suits your needs and budget.

    Continuous coverage without gaps

    When your car insurance lapses, even for a short period, you are left unprotected, and any accidents or damage that occurs during this period will not be covered by the insurer. This gap in coverage can be risky, especially if you’re involved in an accident while driving without insurance. Timely car insurance renewal ensures:

    • Uninterrupted coverage: By renewing your policy on time, you avoid any gaps in coverage and can continue driving without worry.
    • No additional costs: Many insurance companies charge additional fees or penalties for renewing a lapsed policy. By renewing on time, you avoid these extra costs.

    Avoid legal complications with your driving licence

    Your driving licence is linked to your car insurance policy, and both are essential for legal driving. Driving without a valid insurance policy not only results in fines and penalties but can also affect your driving licence. In the worst-case scenario, repeated offences of driving without insurance could lead to suspension or cancellation of your driving licence. Maintaining valid car insurance is crucial for ensuring that you can continue to drive legally and without complications.

    Easier claims process

    Timely renewal of your car insurance policy ensures that you can file claims without any hassle if needed. If your policy lapses, and you are involved in an accident or need to make a claim, you will not be eligible for any coverage. An active and valid policy ensures:

    • Smooth claims process: In the event of an accident, a renewed policy ensures you can file claims promptly and receive compensation.
    • Prevention of denied claims: If your policy has expired and you are involved in an accident, any claims you file will be denied, leaving you to cover all expenses yourself.

    By renewing your car insurance on time, you can ensure that you’re able to make claims as needed, without the worry of delays or rejections.

    Maintaining the No Claim Bonus (NCB)

    The No Claim Bonus (NCB) is a reward given to policyholders for not making any claims during the policy term. The NCB is a significant discount on the premium that increases with each claim-free year, allowing you to save money over time. If you fail to renew your insurance policy on time, you risk losing your NCB. In India, the NCB can range from 20% to 50%, depending on how long you’ve gone without making a claim. Renewing your policy before the expiry date ensures you continue to benefit from this discount.

    • NCB continuity: Timely renewal preserves your NCB and reduces your premium costs.
    • Lost discounts: A lapsed policy could mean losing out on years of accumulated NCB, leading to higher future premiums.

    Simplified renewal process

    With advancements in technology and the availability of online platforms, renewing your car insurance policy has become much more convenient. Many insurers offer online car insurance renewal, allowing you to complete the process from the comfort of your home, making timely renewal easier than ever before. Benefits of renewing on time through online platforms include:

    • Fast processing: Online renewals are quick and can be completed within minutes.
    • Instant documentation: After renewal, you will receive digital copies of your policy instantly, ensuring you always have access to your insurance details.
    • Avoid penalties: Timely renewal through online platforms allows you to avoid penalties or delays that may come with offline processes.

    By renewing online, you can also compare different policies and find the most suitable coverage that fits your needs, ensuring both timely renewal and optimal protection.

    Conclusion:

    Renewing your car insurance policy on time is crucial for multiple reasons, be it legal or financial protection to ensuring continuous coverage and maintaining your No Claim Bonus. Delaying renewal can lead to unnecessary risks, including hefty fines, uncovered accidents, and the loss of valuable benefits.

    Renewing your car insurance on time will help keep you and your vehicle protected. With easy online renewal options available, there’s no reason to delay—stay on top of your car insurance renewal to avoid costly mistakes and drive with peace of mind.


    Mansi Praharaj

  • Post Office’s Dhansu scheme: You will get great interest on Rs 2 lakh in 5 years

    Post Office Time Deposit Scheme is a safe and profitable investment option, in which investment can be made for a period of 1, 2, 3 or 5 years.

    Interest rates range from 6.9% to 7.5%, which is higher than other banks. Tax benefits are also available in this scheme. This scheme is available for all age groups…

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    National Desk: If you are looking for better returns along with keeping your money safe, then the Post Office Time Deposit Scheme can be a great option for you. This scheme is not only safe, but the interest received in it is also attractive, which makes it special compared to other investment options.

    What is Post Office Time Deposit Scheme?

    Post Office Time Deposit Scheme is a savings scheme, which is run by the Indian Postal Department. This scheme is for those who want to keep their money safe and want better returns in a fixed time period. There is no age limit for investment in this scheme, that is, anyone from children to the elderly can take advantage of this scheme.

    Scheme Features

    1. Investment period: In this scheme, you can invest for a period of 1, 2, 3 or 5 years. This flexibility helps you choose the right option according to your financial plans.

    2. Interest Rate: The interest rate in this scheme is fixed according to different tenures:

    – 1 year tenure: 6.9% interest

    – 2 to 3 years tenure: 7% interest

    – For 5 years: 7.5% interest

    These rates are better than other bank’s fixed deposit schemes, making this scheme more profitable.

    3. Security: This scheme comes under government security, so your money is completely safe.

    4. Tax Benefit: By investing in this scheme, you can also get the benefit of tax exemption under income tax, which further increases your total savings.

    How to invest?

    Investing in this scheme is very easy. All you have to do is go to your nearest post office and fill an application form. Along with the application form, you also have to submit documents of your identity and proof of address. The minimum investment amount is Rs 1,000, and you can deposit the amount as per your convenience. You can also invest multiple times in this scheme.

    Interest calculation and returns

    Now let’s see what benefits you can get by investing in this scheme. Suppose you invest Rs 5 lakh for 5 years. In this case, you will get around Rs 7,24,974 after maturity. Out of this, Rs 2,24,974 will be in the form of interest only. Similarly, if you invest Rs 2 lakh, you will get around Rs 2,89,990 on maturity. The interest you earn on this will be around Rs 89,990.

    Long-term benefits

    If you are thinking of investing your money for a long period, then this scheme may be better for you. In a period of 5 years, you will not only get good interest, but your investment will also be safe. This will give you financial stability and you will be prepared for unexpected expenses in the future. If you are looking for better returns along with keeping your money safe, then the Post Office Time Deposit Scheme is an excellent option for you. Investing in this scheme will not only give you higher interest rates but it will also help in your long term savings.

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  • Mahindra Insurance Brokers debuts its reinsurance business in Dubai

    New Delhi, 3rd October 2024: Mahindra Insurance Brokers Ltd (MIBL) the insurance broking arm of Mahindra Finance, one of India’s leading Non-Banking Finance Companies, today announced the opening of its reinsurance division in Dubai. To be based out of Dubai’s International Financial Centre (DIFC), the global financial center of Dubai, this division will act as a regional hub and cater to the Middle Eastern and North African (MENA) markets.

    This strategic expansion aims to tap into new market opportunities, expand the client base and drive MIBL’s regional business growth. MIBL’s Dubai division comprises of seasoned professionals with an understanding of the international market, experienced in handling reinsurance transactions while ensuring reliable, efficient, and productive services to clients.

    Salman Jaffery, Chief Business Development Officer, DIFC Authority, said, “We are delighted to welcome Mahindra Insurance Brokers to DIFC. The firm joins over 125 registered insurers, reinsurers, captives, MGAs and insurance-related entities in the Centre. Our enabling world-class laws and regulations are on par with other global insurance and reinsurance hubs and will provide MIBL with the perfect platform to grow their business from Dubai.”

    Vedanarayanan Seshadri, Managing Director & Principal Officer of Mahindra Insurance Brokers Ltd, mentioned, “With a substantial reinsurance business in the MENA region, MIBL will look to deliver a high level of value to clients while sustaining the growth of insurance. Our presence in Dubai will bolster the specific needs of clients looking for local presence and expertise, backed by global experience while adopting to market changes”.

    MIBL has been consistently serving clients, insurers, group clients, reinsurers worldwide and the reinsurance broking fraternity across the globe. As a reinsurance Intermediary, MIBL arranges reinsurances with reputed, ably rated and financially sound reinsurers.

    In recent years, DIFC has become the region’s global hub for insurance. Global insurers, reinsurers, (re)insurance brokers, captives, MGAs, Lloyd’s service companies and cover holders, consultancy companies, compliance firms, and risk management organizations are using DIFC as a strategic location to achieve growth.


    Mansi Praharaj

  • Safe Security Launches SAFE X

    New Delhi, October 03rd, 2024: Safe Security (SAFE), a leader in AI-driven cyber risk management platforms, announced the launch of Safe X, a generative AI-powered mobile app for CISOs. Safe X delivers CISOs real-time business impact insights into their cybersecurity posture, enabling better decision-making and risk prioritization. CISOs often invest millions of dollars in building their cyber stack, yet they lack critical business impact insights to prioritize and protect their organization effectively. Instead, they are bogged down by a patchwork of manual reports and outdated dashboards that need more business context and offer only piecemeal snapshots of their cybersecurity posture.

    Safe X equips CISOs with integrated data from all their existing cybersecurity products and converts them into insights required to make proactive cybersecurity decisions that drive the highest risk reduction.

    Powered by AI, it delivers instant answers on an organization’s cyber risk posture and offers personalized risk mitigation recommendations. As cyber regulations tighten and threats from nation-states and cybercriminals continue to rise, having real-time insights and the ability to make fast, data-informed decisions to protect the business becomes more important than ever. “A fundamental shift is needed in managing cyber risk. We must move away from manual, point-in-time dashboards and embrace automated, real-time insights powered by AI to manage and mitigate cyber threats effectively. In today’s environment, where cyberattacks can directly impact business operations, leaders must ask ‘So what?’ in response to every cybersecurity insight or alert—focusing on the business impact.

    For example:

    1. We don’t have patching: So what?
    2. We need to add a new tool: So what if we don’t?
    3. A peer got hacked: So what?
    4. And so much more!

    “It’s time to prioritize what truly affects the business and get these insights in seconds on their mobile phones and not weeks and months with static dashboards and documents” said Saket Modi, CEO and Co-founder of Safe Security. “Unlike traditional solutions, Safe X offers CISOs a unified platform for daily, on-demand, access to critical cyber risk data, enabling them to make data-driven decisions to protect their business” said Brandon Pinzon, former CSO of Argo Group. With the launch of Safe X, CISOs can now prioritize and immediately act on cyber risks that have the greatest material impact on the business—whether financial, reputational, operational, or compliance-related. With Safe X, CISOs can get instant answers to their most pressing questions.

    While Safe X uses Gen AI and can be asked any question, some examples to popular questions asked by it’s users include:

    1. How vulnerable are we to the latest ransomware attack?
    2. What are our top cyber risks based on business impact?
    3. What cyber investments are most effective in reducing risk?
    4. What is the likelihood and business impact of my key supplier being breached?
    5. How do I determine the materiality of a breach in hours not days and weeks?
    6. How does our cybersecurity performance compare to our peers?
    7. Tell me more about x Hack and our exposure to it.

    Safe X is more than just another tool. It’s a fully integrated solution that leverages advanced generative AI algorithms to intelligently query and analyze security, threat, and business context feeds, tailored specifically to each organization and that is powered by the SAFE One platform, which aggregates data from over 100 integrations.

    SAFE X revolutionizes how cyber risk is managed by offering:

    • AI-driven Intelligence: SAFE X uses cutting-edge algorithms to analyze complex risk factors and simplify decision-making for CISOs.
    • Trusted Insights: SAFE X provides defensible outputs based on the use of proven, open and transparent risk analysis standards (FAIR, MITRE ATT&CK,..).
    • Actionable Recommendations: SAFE X doesn’t just offer insights; it provides recommendations to reduce cyber risk – likelihood and impact – effectively.
    • Simple CISO-Centric Design: Built specifically for CISOs, SAFE X – available in both SaaS and a mobile app – offers insights in both technical and business-friendly language, making it easier to align cybersecurity strategies with organizational goals.


    Mansi Praharaj

  • Tax Rules on FD: There are big benefits of getting FD in the name of wife, Do you know?

    Tax Rules on FD: There are many options for investment in today’s time, but despite having many options, Indian investors trust Fixed Deposits the most.

    This is the reason why even today Fixed Deposit (FD) is one of the favorite investment schemes of Indians. Most of the people in the country consider Fixed Deposit as the safest investment option. Due to which the craze of FD continues.

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    Guaranteed returns on investments in FD

    People who want to invest without any risk often choose FD schemes. You get guaranteed returns on FD. This means that when you invest in FD, you get a fixed return on your investment with guarantee. Along with this, investors also get many benefits.

    However, many investors are not aware of the benefits of FD. We are going to tell you about one special benefit.

    TDS will be deducted on income from FD

    TDS has to be paid on the interest received from fixed deposits i.e. FDs (FD Interest Rates). The interest received on FD i.e. the income from FD is added to your total income. In such a situation, when the income through interest on fixed deposits exceeds the prescribed limit, then TDS (TDS on Fixed Deposit Schemes) is deducted from it.

    According to the rule, if the income earned through interest on FD (FD Interest Rates 2024) is more than Rs 40,000 in a financial year, then you will have to pay 10 percent TDS.

    These are the benefits of getting FD in the name of wife

    However, there are many ways to save TDS. There is one way in which you do not have to do anything. If you want, you can avoid paying tax with the help of your wife . Just get an FD done in your wife’s name and you will be able to save tax worth lakhs of rupees. But very few people know that if they get an FD done in their wife’s name instead of their own, then they can save a lot of tax (Tax Exemption on FD in 2024).

    If you are married and are planning to invest in fixed deposits then this news is for you. Here we will tell you why you should get FD done in the name of your wife.

    How can you save tax with the help of your wife

    Actually, if a woman is a housewife, then she is not liable for any kind of tax. That is, housewives have to pay zero tax. If your income comes under the scope of income tax, but your wife is a housewife, then in such a situation you can avoid paying TDS by getting an FD done in the name of your wife.

    Apart from this, if your wife’s income is less and she falls in the lower tax bracket, then you can also avoid paying TDS (TDS on FD Interest) by getting an FD done in her name. For this, your wife will have to fill Form 15G and she can avoid paying TDS.

    At the same time, there is another way by which you can avoid TDS deduction on FD. If you make a joint FD with your wife, then you can also avoid paying TDS as well as higher taxes, but while making a joint FD, you will have to make your wife the first holder.

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    Post Office’s Dhansu scheme: You will get great interest on Rs 2 lakh in 5 years


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