MAS Financial Services Q1FY23 PAT up 26.33 percent to Rs. 46.52 Cr.

• The consolidated AUM of the corporate crossed 7000 Crore throughout the quarter.

• A powerful development of 29% YOY.

The Board of Directors of MAS Financial Services Limited (MAS Financial) (BSE: 540749, NSE: MASFIN), specialised in MSME financing, introduced right this moment the unaudited monetary outcomes for the quarter ended 30^th June, 2022.

The constant monetary efficiency throughout all of the previous turbulent interval is the testimony of the sturdy fundamentals of the corporate; which is being adopted over twenty years. We witnessed a wholesome development in enterprise actions throughout the phase which we serve throughout the quarter. The identical was mirrored in disbursement which stood at 2153.73 Crore throughout the quarter ended 30^th June 2022 as in contrast to 1041.37 Crore throughout the corresponding interval. Disbursement throughout March 22 quarter was 1962.33 Crore.

MAS Financial Services Limited stories Assets below Management (AUM) of 6683.92 Crore and revenue after tax of 46.52 Crore for the quarter ended 30^th June 2022 from 5161.63 Crore and 36.83 Crore respectively for the quarter ended 30^th June 2021. The AUM as on 31^st March 2022 was 6246.80 Crore.

• A Growth of 29.49 % in AUM and 26.33 % in PAT over the corresponding interval of the earlier 12 months.

• Capital Adequacy Ratio (together with Tier II capital) as of 30^th June, 2022 stood at 25.28 %. The Tier-I capital stood at 22.49%.

• The NPA and Stage 3 classification standards adopted by the Company was in compliance with RBI round RBI/2021-22/125 DOR/STR/REC.68/21.04.048/2021-22 dated November 12, 2021.

• The portfolio high quality remained steady and robust regardless of of the extended ongoing disaster adopted by the unprecedented pandemic scenario at 2.27% gross stage 3 property and 1.63 % internet stage 3 property of AUM as in contrast to 2.28% gross stage 3 property and 1.70% internet stage 3 property of AUM as on 31^st March 2022.

• The firm continues to carry buffer provision (COVID provision) of 33.95 Crore as on 30^th June 2022 which is 0.62% of the whole on ebook property.

( in CR)

Particulars	Q123	Q122	QoQ	FY 22
Assets Under Management	6683.92	5161.63	29.49%↑	6246.80
Total Income	198.33	148.50	33.56%↑	657.45
Profit Before Tax	62.26	49.53	25.69%↑	211.67
Profit After Tax	46.52	36.83	26.33%↑	157.83

Asset Under Management (AUM)*	Jun-22	Jun-21	YoY
Micro-Enterprise loans	3519.12	2761.86	27.42%↑
SME loans	2445.91	1813.06	34.91%↑
2-Wheeler loans	386.43	374.96	3.06%↑
Commercial Vehicle loans	332.45	211.76	56.99%↑
Total AUM	6683.92	5161.63	29.49%↑

*Represents underlying property in every of the class. As on thirtieth June, 2022 45.32% of the whole underlying property is thru numerous NBFCs.

*June-22 AUM consists of 59.34 Crore of private loans.

Note on MAS Rural Housing and Mortgage Finance Limited (Subsidiary)

The Board of Directors of MAS Rural Housing and Mortgage Finance Limited of their assembly held right this moment took on document the unaudited Financial Results of the corporate for quarter ended 30^th June, 2022.

MAS Rural Housing and Mortgage Finance Limited stories Assets below Management (AUM) of 343.21 Crore and revenue after tax of 1.07 Crore for the quarter ended 30^th June 2022 from 294.70 Crore and 0.82 Crore respectively for quarter ended 30^th June 2021.

• A development of 16.46 % in AUM and 29.86 % in PAT over the corresponding interval of the earlier 12 months.

• Capital Adequacy Ratio (together with Tier II capital) as of 30^th June 2022 stood at 46.43%. The Tier-I capital stood at 33.43%.

• The NPA and Stage 3 classification standards adopted by the Company was in compliance with RBI round RBI/2021-22/125 DOR/STR/REC.68/21.04.048/2021-22 dated November 12, 2021.

• The portfolio high quality remained steady and robust regardless of of the extended ongoing disaster adopted by the unprecedented pandemic scenario at 0.54% gross stage 3 property and 0.38% internet stage 3 property of AUM as in contrast to 0.53% gross stage 3 property and 0.38% internet stage 3 property of AUM as on thirty first March 2022.

• The firm continues to carry buffer provision (COVID provision) of 3.00 Crore as on 30^th June 2022 which is 1.06 % of the whole on ebook property.

( in CR)

Particulars	Q123	Q122	QoQ	FY 22
Assets Under Management	343.21	294.70	16.46%↑	316.34
Total Income	8.89	8.89	0.03% ↑	35.83
Profit Before Tax	1.41	1.06	32.53%↑	5.78
Profit After Tax	1.07	0.82	29.86%↑	4.56

Commenting on the efficiency, Mr. Kamlesh Gandhi – Founder, Chairman & Managing Director, MAS Financial mentioned, We have over two & half decade demonstrated that “Consistently and steadily is the quickest approach to attain the place you need to.“

As shared earlier we’ve the sturdy conviction that the corporate has glorious enablers to develop at a constant CAGR of 20-25%, the identical was very aptly demonstrated within the working of this quarter and are assured for a similar going ahead. In consonance with our mission and imaginative and prescient to always endeavor to create worth for stakeholders on a really giant scale by way of environment friendly final mile supply of credit score, the principle focus of the corporate continues to stay on sustaining sturdy capital base, enough liquidity and high quality of property.

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