Traffic challan amount: Many varieties of traffic guidelines should be adopted whereas driving. New transport guidelines (New Driving License Rules 2024) are coming into impact from June 1. You might should pay a heavy fantastic for violating these guidelines.
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According to the new guidelines, if somebody drives a automobile at excessive pace, he should pay a fantastic of Rs 1000 to Rs 2000. An individual driving at excessive pace might should pay a fantastic of Rs 1000 to Rs 2000. At the identical time, a fantastic of Rs 500 should be paid for driving with no license. A fantastic of Rs 100 should be paid for not sporting a helmet and a fantastic of Rs 100 should be paid for not sporting a seat belt.
Also Read: Employee Retirement Age: High Court’s massive order relating to this class of authorities staff
25,000 rupees fantastic for driving by a minor
According to media stories, driving license has turn into crucial whereas driving a automobile. A heavy fantastic can be imposed on minors driving a automobile. If individuals under 18 years of age are discovered driving a automobile, they should pay a fantastic of as much as Rs 25,000. Apart from this, the driving license of the automobile proprietor will also be canceled. Also, the minor won’t be given a license until the age of 25. Let us inform you that the license is issued solely after finishing the age of 18 years. Driving at excessive pace will appeal to a fantastic of Rs 2,000 as a substitute of Rs 1,000. Not sporting a helmet
LPG Price Cut on 1st June 2024: A excellent news has come on the very first day of June. Now individuals should pay the worth of business LPG cylinders. Oil advertising corporations have decreased the worth of 19 kg business fuel cylinders.
The rate of business LPG cylinder has been decreased by Rs 72. This is the third consecutive month when the rate of business LPG cylinder has been decreased. However, the businesses have saved the costs of 14.2 kg home cylinder unchanged and haven’t made any change in its rate. According to the IOCL web site, the brand new rate has been implemented from today, June 1, 2024.
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The worth of business cylinder in Delhi has been decreased by Rs 69.50. Now it will likely be obtainable within the nationwide capital for Rs 1676. In Kolkata, the rate of cylinder has come down by Rs 72. Now the cylinder can be obtainable right here for Rs 1787. In Mumbai, the cylinder can be obtainable for Rs 1629 after a discount of Rs 69.50. In Chennai, the cylinder has grow to be Rs 1840.50. In Chandigarh, a 19 kg business cylinder can be obtainable for Rs 1697. Its new rate in Patna has grow to be Rs 1932. In Bhopal, Madhya Pradesh, a 19 kg business LPG cylinder can be obtainable for Rs 1704 and in Lucknow, Uttar Pradesh, a 19 kg business LPG cylinder can be obtainable for Rs 2050.
Also Read: Traffic challan quantity Hike: Today from 1st June 2024, the quantity of visitors challan has elevated, test right here
The rate of business LPG cylinder has been decreased for the third consecutive month
On May 1, the oil advertising corporations had decreased the worth of 19 kg business cylinder by Rs 19. In May, the worth of cylinder was Rs 1745.50 in New Delhi, Rs 1859 in Kolkata, Rs 1698.50 in Mumbai and Rs 1911 in Chennai.
In April, the worth of business cylinder was decreased by greater than Rs 30. After this discount, its worth in Delhi turned Rs 1764.50. Commercial fuel cylinder was obtainable in Kolkata for Rs 1879, in Mumbai for Rs 1717.50, in Chennai for Rs 1930 in April.
TVS Motor Company registered a gross sales progress of 12% rising from 330,609 models in May 2023 to 369,914 models in May 2024.
Two-Wheeler
Total two-wheelers registered a progress of 13% with gross sales rising from 319,295 models in May 2023 to 359,590 models in May 2024. Domestic two-wheeler registered progress of seven% with gross sales rising from 252,690 models in May 2023 to 271,140 models in May 2024.
Motorcycle registered gross sales progress of seven% with gross sales rising from 162,248 models in May 2023 to 173,627 models in May 2024. Scooter gross sales registered a progress of 20% with gross sales rising from 121,156 models in the month of May 2023 to 145,305 models in May 2024.
Electric Vehicle
Electric autos grew by 4% with gross sales rising from 17,953 models in May 2023 to 18,674 models in May 2024.
International Business
The Company’s complete exports grew by 27% with gross sales rising from 76,607 models in May 2023 to 96,966 models in May 2024. Two-wheeler exports grew by 33% with gross sales rising from 66,605 models in May 2023 to 88,450 models in May 2024.
Three-Wheeler
Three-wheeler of the Company registered gross sales of 10,324 models in May 2024 as towards 11,314 models in May 2023.
Mumbai, June 1, 2024: Honda Cars India Ltd. (HCIL), main producer of premium automobiles in India, registered total sales of 11,343 units in May’24 as in comparison with 5,247 units in May’23. Domestic sales of the corporate stood at 4,822 units and 6521 units of exports in the month of May’24.
Sharing ideas on May’24 sales efficiency, Mr. Kunal Behl, Vice President, Marketing & Sales, Honda Cars India Ltd. stated, “The market situations have been difficult throughout May’24 as trade skilled weaker showroom site visitors amidst ongoing warmth wave situations in most components of the nation. We aligned our sales plan through the month, specializing in retail and creating snug shopping for expertise for our clients. While we anticipate situations to get extra conducive with onset of monsoons in June, now we have rolled out engaging Honda Summer Bonanza marketing campaign this month to make the automobile buy extra rewarding. On the export entrance, we continued our robust run led by Elevate volumes, and have emerged as a major contributor to the ‘Make in India’ motion in the trade.”
The firm had registered 4,660 units in home sales and exported 587 units in May’ 23.
HSNC University, Mumbai, hosted the inaugural Vice Chancellors Conference, VC Manthan 2024, presided over by Major General Yogender Singh, Vishisht Seva Medal, Additional Director General of the NCC Directorate, Maharashtra. The occasion facilitated important dialogue and interplay with Vice Chancellors from varied universities. Dr. Hemlata Bagla, Vice Chancellor of HSNC University, delivered the opening remarks and prolonged a heat welcome to all of the group commanders from the seven sections of NCC items: Mumbai A, Mumbai B, Amravati, Aurangabad, Kolhapur, Nagpur, and Pune.
ADG Yogender Singh highlighted that this occasion was organized for the primary time, with immense efforts from your entire crew on the NCC Directorate. He gave an summary of the thought behind the exercise, inviting Vice Chancellors to collaborate and work collectively in supporting and enhancing the way forward for NCC cadets. He emphasised the significance of working as a crew to handhold the cadets and information them in direction of success. The convention targeted on a five-point agenda led by Brigadiers, overlaying essential facets comparable to placement, cadet engagement and coaching packages, environment friendly ANOs, credit, and awards for each woman cadets and boy cadets in all three NCC wings: Army, Navy, and Air Force. A serious spotlight was the dialogue on integrating NCC coaching into the tutorial framework by a course curriculum inside the credit score construction. This initiative would enable NCC actions to be supplied as a General Elective, enabling college students to earn tutorial credit for his or her participation and achievements in NCC.
Each Vice Chancellor supplied worthwhile inputs to the Directorate and emphasised the significance of speaking these factors to the Director of Higher Technical Education, the Ministry, and the Principal Secretary of the Central Ministry of Education. A key proposal mentioned was the necessity to appoint a Director of NCC, much like the Director of NSS, to help and handle NCC items successfully. It was highlighted that Vice Chancellors should be stored knowledgeable and concerned in any points concerning NCC items to make sure seamless operations. The Vice Chancellors confused the significance of motivating the age group of 17-25 years to hitch the NCC, aiming to foster self-discipline and accountable citizenship amongst college students. VC Manthan 2024 marked a major step in direction of enhancing the NCC’s position in increased training establishments, selling a holistic method to scholar growth by disciplined coaching and nationwide service.
The program at HSNC University was adopted by a felicitation ceremony at Raj Bhavan, the place Major General Yogender Singh was honoured by the Hon’ble Governor in recognition of the success of NCC on the nationwide stage. This occasion celebrated the excellent contributions and achievements of the NCC, underscoring its significance in shaping the leaders of tomorrow.
Cairo, Egypt – The Malaysian Palm Oil Forum (MPOF) Egypt 2024 formally opened at present in Cairo, marking the second version of this important occasion aimed toward enhancing the exports of Malaysian palm oil and its derivatives within the North African area.
YB Datuk Seri Johari Abdul Ghani, Malaysia’s Minister of Plantation and Commodities, delivered the keynote handle, emphasising the essential position of Malaysian palm oil within the world market and its contributions to sustainable agribusiness.
The discussion board, hosted by the Malaysian Palm Oil Council (MPOC) in Cairo, attracted trade leaders, stakeholders, and consultants from Egypt, Malaysia, and past, with key representatives from main Malaysian palm oil suppliers resembling Wilmar International, FGV Holdings, Bursa Malaysia, Pacific Inter-Link, Alami Commodities, and Mac World Industries have been additionally in attendance.
Egypt is a significant commerce companion and a big shopper of Malaysian palm oil, making Cairo a strategic location for the discussion board. The purpose is to increase Malaysian palm oil exports throughout the African continent, with Egypt serving as a pivotal hub for re-exports.
The MPOF is designed as a platform for professionals within the oils and fat trade to convene, collaborate, and type sturdy commerce partnerships. It gives insights into the most recent trade developments and traits, that includes shows from worldwide consultants and an exhibition the place firms from Malaysia and Egypt showcase their services and products.
With the theme “Malaysian Palm Oil – Paving the Way for Sustainable Agribusiness,” the occasion underscores Malaysia’s dedication to sustainable practices. It additionally aligns with world environmental imperatives and highlights the sturdy bilateral relationship between Malaysia and Egypt. The Malaysian palm oil trade, contributing 23% to the worldwide provide and producing USD 22 billion in exports final yr, is essential to Malaysia’s economic system. The trade helps over 450,000 small farmers and is integral to varied non-food sectors, together with oleochemicals and renewable power.
Addressing the areas of future collaboration and progress within the North African area, YB Datuk Seri Johari stated, “the area presents important alternatives for creating higher-value merchandise from palm derivatives in sectors resembling prescribed drugs, cosmetics, processed meals, private care, and shopper manufacturers.”
Both our trade gamers can collaborate by forging new partnerships and constructing strategic alliances. These efforts will assist us faucet into new markets for Malaysian palm oil and additional increase our presence on this area,” he added.
Commenting available on the market, Ms Belvinder Sron, CEO of MPOC stated, “the Egyptian palm oil market is evolving quickly with palm oil being an economically important and versatile edible oil essential for each meals and non-food industries. Palm oil and its derivatives are main imported vegetable oils in Egypt with palm oil imports amounting to 1.08 million tonnes in 2023, accounting for 58% of the whole oils and fat imports.”
The Malaysian Palm Oil Forum (MPOF), an initiative by the Malaysian Palm Oil Council (MPOC), serves as a platform for engagement between the Malaysian palm oil trade and key consumers and end-users. The discussion board goals to facilitate commerce enhancement and discover avenues of collaboration. It targets stakeholders from different North African international locations, fostering direct interactions between Malaysian palm oil suppliers and consumers. The MPOF seeks to drive innovation, type new partnerships, and discover untapped markets in Egypt and North Africa, significantly in creating higher-value merchandise from palm derivatives.
Spelling Bee 2024 winner Indian-American scholar Bruhat Soma along with his trophy. Photo courtesy: X/@ScrippsBee
Bruhat Soma, a 12-year-old Indian-American seventh-grade scholar from Florida, has received the Scripps National Spelling Bee 2024. He spelt 29 phrases appropriately in the tiebreaker, sustaining the dominance of Indian-American kids in the distinguished competitors.
Bruhat emerged victorious in the Scripps National Spelling Bee on May 30, incomes greater than USD 50,000 in money and different prizes.
Indian-American college students Dev Shah and Harini Logan had received the Spelling Bee in 2023 and 2022, respectively. That makes it a hat-trick on the competitors for the Indian diaspora in the United States of America.
This yr’s contest got here right down to a tiebreaker in which Bruhat spelt 29 phrases appropriately in 90 seconds, beating Faizan Zaki, who managed to appropriately spell 20 phrases in the lightning spherical.
His championship phrase was “abseil”, which is outlined as “descent in mountaineering via a rope looped over a projection above.”
Organisers referred to as for a spell-off to find out a winner, following 14 rounds over three days on the nationwide championships.
Bruhat went first in the tiebreaker, and after he obtained via 30 phrases, it appeared he could be unattainable to beat. Faizan’s tempo was extra uneven on the outset. He tried 25 phrases however flubbed 4 of them.
Spelling Bee 2024 winner Indian-American scholar Bruhat Soma has additionally memorised 80 per cent of the Bhagavad Gita, stated his mother and father. Photo courtesy: X/@HinduAmericans
“Bruhat Soma guidelines the phrase! The Champion of the 2024 Scripps National Spelling Bee! The boy with the unbelievable reminiscence doesn’t miss a phrase all week and takes residence the Scripps Cup!” stated the organisers.
“Bruhat Soma appropriately spelt 29 out of 30 phrases tried to earn the coveted champion title and beat the standing spell-off report set by Harini Logan in 2022. Logan spelt 22 out of 26 phrases appropriately in the course of the competitors’s first-ever spell-off,” stated the organisers.
“As the competitors progressed, it was clear that Faizan and Bruhat — our last two spellers — confirmed up tonight able to take down the dictionary,” stated Corrie Loeffler, Executive Director of the Bee. “Together, they had been a highly effective match. Bee officers activated the spell-off in the competitors’s closing minutes, giving these stellar spellers a chance to indicate much more of what they will do.”
The two last spellers every had 90 seconds to spell as many phrases as they may from a predetermined checklist of phrases whereas the opposite speller was sequestered.
Bruhat spelt each phrase thrown his method appropriately over the 90-second length: brouette, adelantado, hyporcheme, bisellium, mycteric, endecha, sericin, nyctalopia, ascham, wenzel, cebell, heautophany, kwazoku, panetiere, sagaie, nachschlage, exorhason, giclee, ashwagandha, puszta, asarotum, scintillante, myrabalanus, sciniph, voussoir, caizinha, ramoneur, aposiopesis and abseil.
The 31th phrase was posology, however time was referred to as earlier than he may end spelling it. He solely spelt porphyrio incorrectly.
While competing, his brow was marked with a vermilion tika, a Hindu image of energy and purity. His mother and father stated that Bruhat had memorised about 80 per cent of the sacred Hindu textual content, the Bhagavad Gita.
“My coronary heart was pumping so quick once I realised I received,” Bruhat stated. “I had a good feeling I might win as a result of I did fairly good, however yeah, you by no means know. I nonetheless couldn’t take in the second but.”
Adam Symson, president and CEO of The E W Scripps Company, offered Bruhat with the championship trophy. “At simply 12 years previous, Bruhat impressed along with his show of information and composure,” stated Symson.
Bruhat’s father Srinivas Soma is initially from Nalgonda in Telangana, southern India. This was the boy’s third time taking part in the Scripps National Spelling Bee. He tied for 74th in 2023 and tied for 163rd in 2022.
The 2024 winner was coached by 16-year-old former speller Sam Evans. He had received the Words of Wisdom Bee and SpellPundit Bee earlier than arriving in the Maryland suburb of Washington DC for the distinguished Spelling Bee competitors.
Prize cash for the opposite rivals is as follows:
Runner-up Faizan Zaki of Allen, Texas, acquired USD 25,000.
Shrey Parikh of Rancho Cucamonga, California, tied for third place in the competitors, acquired USD 12,500.
Ananya Prassanna of Apex, North Carolina, tied for third place in the competitors, acquired USD 12,500.
There’s a lot lets say about #Speller207 Faizan Zaki — from his infectious enthusiasm to his unmatched sportsmanship. Instead, we’ll depart you with this second that completely encapsulates the legacy he is abandoning and hopefully returning so as to add to subsequent yr. #spellingbeepic.twitter.com/RK8sTnNDbB
— Scripps National Spelling Bee (@ScrippsBee) May 31, 2024
As a seventh grader, this is not goodbye for #Speller155 Ananya Prassanna. It’s so long. She’s already made us a promise for 2025 after we requested about her hidden expertise. “I’m trying to find it. I’ll undoubtedly present an replace if I discover it by subsequent yr.” #spellingbeepic.twitter.com/9QGyOQTE8I
— Scripps National Spelling Bee (@ScrippsBee) May 31, 2024
The Scripps National Spelling Bee is the nation’s largest and longest-running instructional programme, having been launched in 1925. It is as a lot a high-profile, high-pressure endurance take a look at as a nerd spelling match, and spellers spend months getting ready for it.
The Bee was cancelled in 2020 as a result of coronavirus pandemic. There had been eight co-champions in 2019, seven of whom had been Indian-Americans. Twenty-nine Indian-Americans have emerged as champions in the competitors since 1999.
The scholarship award will provide a prize cash of Rs 10 Lakhs to winners
Bengaluru, thirty first May 2024 – The Institution of Engineering and Technology (IET) has prolonged the deadline to apply for the eighth version of its prestigious IET India Scholarship Awards, which has a mixed prize cash of Rs 10 Lakhs. The IET has presently obtained greater than 45000 functions from college students throughout the nation for the identical. Students of AICTE, UGC-approved and National institutes, who’re but to apply for the award, could ship their functions by 15th June.
The IET India Scholarship programme goals to reward and rejoice particular person excellence and innovation amongst undergraduate engineering college students in India. The software spherical is step one in a rigorous 4-stage course of which assessments college students on educational and technical parameters, in addition to creativity, innovation and presentation abilities.
Speaking on the awards, Shekhar Sanyal, Director and Country Head, IET India mentioned, “We are very excited to see the keenness across the IET India Scholarship Award this 12 months. In reality, due to an enormous surge in functions, our servers lately crashed! This excessive demand is the rationale why we’re extending the appliance deadline by one other two weeks. I want the entire candidates the perfect of luck!”
The IET India Scholarship Award 2024 is guided by an esteemed Advisory Board consisting of distinguished academicians and nationally recognised company leaders. The committee is chaired by Prof Abhijit Chakrabarti, Former Vice Chancellor, Jadavpur University, Kolkata.
“At The IET, we consider it crucial for younger engineers and innovators to delve deep into the challenges confronted by our nation and harness the ability of rising applied sciences to craft progressive options. The extra the variety of candidates, the higher the variety of progressive options devised. The IET India Scholarship Award goals to function a catalyst for change. The subsequent decade is pivotal for our nation, and the IET India Scholarship Award serves as a catalyst for change,” mentioned Prof Abhijit Chakrabarti, Chair, IET India Scholarship Award Advisory Committee.
The Award evaluates individuals throughout parameters that embrace educational efficiency, extracurricular actions, vary of outreach actions and their potential to provide you with artistic engineering options to resolve societal challenges. In the primary spherical, college students are shortlisted primarily based on their educational efficiency in addition to extracurricular actions. They then progress to a web-based check on STEM topics and technical experience. Students who clear the cut-off rating are then invited to current their technological answer to a pertinent societal problem within the regional rounds. Regional winners will lastly compete within the nationwide finals to win the title.
This would be the eighth version for this nationwide degree scholarship, began in 2013. Last 12 months, it obtained over 43,000 functions. Previous 12 months winners joined in business leaders comparable to Google, Apple, Boeing, Deloitte, and MIT, and a few have even change into entrepreneurs themselves.
Applications are actually open for the 2024 version. For extra info, please go to – https://scholarships.theietevents.com/#!
Kashmir is experiencing a tourism growth in 2024, with over 1.25 million guests, benefiting the native financial system. The surge in tourism is as a result of improved legislation and order scenario, which attracts tourists from throughout India and overseas. The improve in tourism has a ripple impact on different industries, together with horticulture and handicrafts.
Kashmir, a area recognized for its gorgeous landscapes and wealthy tradition, is witnessing a big surge in tourism in 2024. More than 1.25 million tourists have already visited the area, setting the stage for a record-breaking yr. This surge is attributed to an improved legislation and order scenario and prevailing peace in the area, making it a extra enticing vacation spot for each home and international tourists.
The most important tourists visiting Kashmir in 2024 are primarily from Gujarat, Tamil Nadu, West Bengal, and Maharashtra. There can also be an anticipated improve in international tourists, notably high-end tourists from nations just like the United States and Europe.
The native financial system in Kashmir has considerably benefited from this development in tourism. The tourism business is the second most important business in the area after horticulture, contributing round Rs 8,000 crore yearly to the native financial system. This boost in tourism straight provides a boost to inns, houseboats, Shikarawallahs (boatmen), taxi operators, and vacationer guides, offering employment and revenue alternatives. Additionally, the expansion in tourism not directly advantages native artisans concerned in handicrafts like shawls, carpets, wooden carvings, and papier machie, as these conventional crafts are common souvenirs for tourists.
Kashmir gets season’s first snowfall in GulmargIANS
Local inns and lodging in common vacationer locations in Kashmir are dealing with excessive demand by working at full capability, with some locations like Srinagar, Gulmarg, Pahalgam, and Sonamarg fully bought out till mid-June.
However, additionally they face challenges, together with the necessity to preserve high quality service amidst the push, guarantee visitor satisfaction, and handle sources successfully to keep away from overstretching. Additionally, with the rise in demand, there could be strain to broaden infrastructure with out compromising the distinctive allure and environmental steadiness of the area. While the tourism growth presents alternatives, it additionally poses challenges for sustainable improvement and the preservation of cultural and pure heritage.
Tourism boost boon for J&K’s horticulture biz
The 2024 vacationer season holds important significance for the general financial system of Jammu and Kashmir, as it’s witnessing a record-breaking inflow of tourists. This surge not solely straight advantages the tourism sector but in addition has a ripple impact on different industries, together with the horticulture business.
Horticulture, being a major contributor to the native financial system with a share of about 9.5% in the Gross State Domestic Product (GSDP), stands to achieve from the elevated financial exercise. Tourists typically search native experiences, together with buying native produce and handicrafts, which might result in larger demand for Kashmir’s well-known fruits like apples and saffron, in addition to different agricultural merchandise.
The tourism growth can not directly help farmers and artisans by making a marketplace for their items, probably growing their revenue and contributing to the general financial development of the area. However, it is essential for the native authorities and business gamers to make sure that this development is sustainable and advantages all stakeholders, together with the horticulture sector, whereas preserving the pure atmosphere and cultural heritage.
The surge in tourism in Kashmir in 2024 is a big improvement for the area, contributing to financial development and offering alternatives for numerous sectors. However, it additionally presents challenges that should be addressed to make sure sustainable improvement and the preservation of the area’s distinctive cultural and pure heritage. The success of this vacationer season may function a mannequin for different areas seeking to boost their tourism business whereas preserving their distinctive cultural and pure heritage.
Yes Bank Fixed Deposit Rates: Private sector financial institution Yes Bank not too long ago revised the curiosity rates on Fixed Deposit. The financial institution has elevated the curiosity rates on FDs of some intervals on FDs of lower than Rs 2 crore. Yes Bank has implemented these rates from 30 May 2024.
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Private sector financial institution Yes Bank not too long ago revised the curiosity rates on Fixed Deposit. The financial institution has elevated the curiosity rates on FDs with sure intervals on FDs lower than Rs 2 crore. Yes Bank has implemented these rates from 30 May 2024. Yes Bank is now providing curiosity rates between 3.25% to 7.75% to normal residents and three.75% to eight.50% to senior residents on FDs maturing in seven days to 10 years. The financial institution has revised the curiosity rates on FDs maturing in a single yr and FDs maturing in a single yr to 18 months.
Also Read: RBI launched Annual Report 2023-2024, most frauds are taking place on this sector and class
New rates on Yes Bank FDs – These rates can be found on FDs of lower than Rs 2 crore.
7 days to 14 days: 3.25 per cent (normal public)/ 3.75 per cent (senior residents)
15 days to 45 days: 3.70 per cent (normal public)/ 4.20 per cent (senior residents)
46 days to 90 days: 4.10 per cent (normal public)/ 4.60 per cent (senior residents)
91 days to 120 days: 4.75 per cent (normal public)/ 5.25 per cent (senior residents)
121 days to 180 days: 5 per cent (normal public)/ 5.50 per cent (senior residents)
181 days to 271 days: 6.10 p.c (normal public)/ 6.60 p.c (senior residents)
272 days to lower than 1 yr: 6.35 per cent (normal public)/ 6.85 per cent (senior residents)
One yr: 7.25 per cent (normal public)/ 7.75 per cent (senior residents)
1 yr to 18 months: 7.25 per cent (normal public)/ 7.75 per cent (senior residents)
18 months: 8 per cent (normal public)/ 8.50 per cent (senior residents)
18 months to lower than 24 months: 7.75 per cent (normal public)/ 8.25 per cent (senior residents)
24 months 1 day to lower than 36 months: 7.25 per cent (normal public) / 7.75 per cent (senior residents)
36 months to 60 months: 7.25 per cent (normal public)/ 7.75 per cent (senior residents).
60 months: 7.25 per cent (normal public)/ 8 per cent (senior residents)
60 months 1 day to 120 months: 7 per cent (normal public)/ 7.50 per cent (senior residents)
