Tag: business

  • Credit Card Rules: Yes Bank, SBI and Axis Bank changed the rules of credit card, Check details

    Credit Card Rules : From December 1, 2024, major banks of India have made major changes in the policy related to credit cards. These changes have been implemented on charges, reward points and transaction terms.

    It is very important for customers to be aware of these revisions so that they can avoid unnecessary charges. So that, they can get maximum benefit on credit card.

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    SBI Credit Card

    SBI Card will now charge 1% on utility bill payments above Rs 50,000.

    Many cards like SimplyCLICK, AURUM and Gold SBI cards will not earn reward points on payments made on digital gaming platforms.

    Axis Bank Credit Card

    From December 20, 2024, a charge of Rs 9 + 18% GST will be applicable on cash redemption and Rs 199 + 18% GST on mileage point transfer.

    Transaction charges and interest rates on wallet load, fuel purchases and rent payments have been changed.

    YES Bank Credit Card

    The redemption policy of reward points has been changed.

    There is a cap on reward points for hotel and flight bookings. Redemption limits are higher on YES Private and YES MARQUEE cards.

    Free airport lounge access will cost more from April 1, 2025. For example, YES MARQUEE cardholders will have to spend Rs 1 lakh for six lounge visits and YES First Preferred cardholders will have to spend Rs 75,000 for two visits.

    AU Small Finance Bank Credit Card

    The terms and conditions for reward points on Ixigo AU credit card will be changed from 22nd December 2024.

    Reward points will not be available on government services, education, rent payments and Bharat Bill Payment System (BBPS).

    Reward points will not be available on foreign purchases due to the implementation of 0% FX markup on foreign transactions from 23 December 2024.

    Reward points have also been capped on utility, insurance and telecom transactions. Insurance transactions will earn 1 point for every Rs 100 with a limit of 100 points.

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  • 6 Ways a Lawyer Can Help You with Your Injury Claim

    6 Ways a Lawyer Can Help You with Your Injury Claim

    Photo by Tima Miroshnichenko:

    If you have suffered an injury in an accident, whether a car accident or a slip and fall, hiring a personal injury lawyer can make a big difference in getting the compensation you deserve. A lawyer has the expertise to build a strong case and negotiate a fair settlement. With accident and injury rates high in Metairie, having legal representation maximizes your chances of success.

    1. Assess Fault and Liability

    In 2023, Metairie had 2,817 non-fatal injury crashes, resulting in 4,110 non-fatal injuries. These injuries included motorists, pedestrians, and bicyclists. The majority of those injured were motorists, with 95.7% of the injuries occurring to them. With so many accidents happening, determining fault and liability can be complex. An attorney will investigate who caused the accident, gather evidence like police reports, and prove negligence. This establishes who should be held legally and financially responsible.

    2. Calculate Damages

    Once fault is established, your lawyer will calculate damages – both economic and non-economic. This includes medical bills, lost income, property damage, pain and suffering, loss of enjoyment of life, and more. Medical costs alone can be substantial, especially given that 11.7% of people under 65 in Metairie don’t have health insurance. Thoroughly tallying damages quantifies what you deserve.

    3. Negotiate with Insurance Companies

    Insurance companies want to pay as little as possible on claims. John Redmann, a Metairie personal injury lawyer, explains that a skilled attorney levels the playing field by negotiating firmly and skillfully with insurers. Lawyers know all the tactics adjusters use and won’t let you be pressured into accepting an unsatisfactory settlement. With an attorney’s representation, you can get a fair offer without being taken advantage of.

    4. Litigation if Needed

    If negotiating a satisfactory settlement outside of court isn’t possible, a personal injury lawyer can take the case to litigation. They are experts in tort law and trial procedure, possessing the skills to advocate effectively before a judge and jury. Your attorney’s demand package will include every applicable legal claim so you can maximize financial recovery. While most cases settle out of court, your lawyer will litigate on your behalf if needed.

    5. Handle Complex Laws and Regulations

    Personal injury law can be complex, but attorneys understand how to navigate relevant laws and regulations. For example, in dog bite cases, they know laws pertaining to strict liability and negligence claims. Dog bites often go underreported, but over 800,000 people seek medical attention for dog bites each year. These victims still deserve compensation, and a lawyer makes sure the law provides it. Navigating intricate personal injury laws is virtually impossible without legal expertise.

    6. Reduce Stress and Burden

    Pursuing injury compensation yourself can be time-consuming and stressful. Hiring a lawyer lifts those burdens so you can focus on healing. Attorneys handle interactions with insurance companies so you don’t have to. They gather medical records, accident reports, witness statements, and other evidence as your case proceeds. With an attorney’s help, you avoid hassles and frustrations while getting the best possible financial recovery.

    With accident rates high in Metairie, a lawyer’s expertise can make all the difference if you are injured. They have the skills and knowledge to prove liability, get you maximum damages, negotiate skillfully, litigate if necessary, and reduce burdens. If you’ve been injured in an accident, hiring legal representation maximizes your chances of getting the compensation you deserve.


    Neel Achary

  • The Top Ten Smartest Countries In The World In 2024

    Switzerland is the Safest Country for Travellers

    Education is a universal experience, yet it’s anything but universal in its approach. From high-tech classrooms in bustling urban centers to open-air learning under trees in rural villages, how children and adults learn is vastly different across the globe. 

    At a time when access to education is being affected by rising living costs, ongoing conflicts, and increasingly common natural disasters—not to mention the lingering impact of the global pandemic—examining these differences has never been more relevant. That’s why the team at Serpple, a comprehensive SEO tool, conducted a study to reveal the smartest nations in the world.

    The study used three key factors: the number of universities in the country, the number of Nobel prizes won by each country, and the level of tertiary education attainment in each country. After giving each factor a weighting, a final intelligence score was calculated for each country, by which they were then ranked. 

    Table: The Top Ten Smartest Countries In The World In 2024

    Rank Country Intelligence Score
    1 Iceland 47.43
    2 Latvia 47.16
    3 Slovenia 43.91
    4 Ireland 43.38
    5 Estonia 42.45
    6 Canada 41.37
    7 Luxembourg 37.36
    8 Switzerland 37.10
    9 Denmark 36.56
    10 Norway 35.32

    Iceland

    Iceland was named the smartest country in the world, with an overall intelligence score of 47.43. The country has the third-highest number of universities per 100,000 residents, which makes access to higher education much easier for its population. This is reflected in nearly half (43.56%) of the Icelandic population having attained a university-level education. 

    It also had the joint third-highest number of Nobel prizes per 100,000 citizens (0.25), coming behind Luxembourg in first place, which had 0.30. That translates into two Nobel prizes for its population of currently around 668,000 – which, considering the rarity of the prizes, is a stunning achievement.

    Latvia

    Latvia was named the second smartest country, with a total score of 47.16, just 0.27 points behind Iceland. Latvia had the highest number of universities per 100,000 citizens in the top ten (2.94), placing it significantly above frequently celebrated countries like Norway (0.84) and Denmark (1.36). Just under 40% (39.47%) of Latvia’s population took advantage of this abundance of universities to gain a university qualification. 

    Slovenia

    Slovenia rounded out the top three with an overall score of 43.91. It had the second-highest number of universities per 100,000 people, and 40.11% of the population had attained a tertiary level of education. 

    Ireland

    Ireland was fourth in the table, with a score of 43.38, just 0.53 behind Slovenia. Ireland had the second-highest percentage of residents with a university degree, at 54.39%, behind Canada, which had the highest, at 62.74%. Ireland had significantly fewer universities per 100,000 citizens than the other countries in the top five; while they all had above 2 per 100,000, Ireland had 1.35 per 100,000.

    Estonia

    The second Baltic state in the top five, Estonia came fifth with an overall score of 42.45. The country has 2.28 universities per 100,000 residents, and 42.10% of Estonians have a university qualification. 

    A spokesperson for Serpple commented:

    “Technology isn’t just changing how we learn; it’s reshaping who gets to learn and what they can achieve. A student in a remote village with a tablet now has access to the same knowledge as a student in a major city, showing how access to tech can be revolutionary. But the real magic happens when technology stops being a novelty and becomes seamlessly woven into the learning process, allowing better access to knowledge for all.

    “We also can’t ignore the growing role of AI in education and the increase of personalized learning platforms. Imagine a classroom where every student has their own virtual tutor that adapts to their strengths and weaknesses in real-time. That’s not a distant dream; it’s already happening in pockets all around the world. 

    “The challenge now is scaling this innovation responsibly so everyone is included. The future of education should be human-driven, with technology amplifying the best of what educators and students bring to the table.”


    Neel Achary

  • Noida Airport new update: Air passengers will get EV Taxi service, this auto company has become a partner

    Noida Airport new update: Commercial flights will start at Noida International Airport from next year. Once commercial flights start, the focus will also be on the movement and transportation of people.

    In such a situation, Noida International Airport has announced a partnership with Mahindra Logistics Mobility. Through this partnership, premium and fully electric vehicles will be used at Noida International Airport. An agreement has been signed with Mahindra Logistics Mobility to make these electric taxis available. The company has announced this.

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    Fully electric vehicle at the airport

    Noida International Airport (NIA) on Thursday announced a partnership with Mahindra Logistics Mobility to provide premium, fully electric taxi services for passengers travelling to and from the airport. Premium pick-up and drop-off facilities will be available at arrival and departure points 24 hours a day, 7 days a week, NIA said.

    This is how these taxis will be booked

    Passengers will be able to book these services through mobile app, website, call center, airport kiosk etc. Christoph Schnellmann, Chief Executive Officer (CEO) of Noida International Airport said that we have partnered with Mahindra Logistics Mobility to provide premium, fully electric taxi service to provide seamless and eco-friendly travel directly from the airport to your destination.

    Commercial flights will start in April

    According to the information, during the trial on the runway, the plane flew in the air for 15 minutes, after that it landed on the runway of Noida International Airport and after 5 minutes the plane took off again. While landing on the runway of the airport in Jewar, the crew members and technical staff of Airport Authority of India and Noida International Airport were present in the plane. Their job is to collect data. This data will be sent to the Director General of Civil Aviation (DGCA). It is believed that the first commercial flight will take off from here in April.

    65 flights will fly every day

    This airport is being built by Swiss company Zurich International. The company will run this airport for 40 years. The capacity of the first phase is 1.2 crore passengers. From April 17, 65 flights will fly daily. Out of these, 62 flights will be domestic. There will be two international flights and one cargo flight. After completion, this will become the fourth largest airport in Asia.

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  • A Revolutionary Dive into the Novel’s Universe

    LOS ANGELES – DECEMBER 12, 2024 -Shurick Agapitov, founder of Xsolla and visionary in the gaming industry, proudly announces the Once Upon Tomorrow Fortnite Island release. This immersive Fortnite Creative map transports players into the rich narrative world of his novel. The innovative experience, developed in Unreal Editor for Fortnite (UEFN), masterfully combines high-speed parkour challenges with deep thematic elements from Once Upon Tomorrow, inviting players to test their skills while journeying through a visually captivating landscape that embodies the resilience and adventure of the book’s characters.

    Xsolla

    “Once Upon Tomorrow in Fortnite Creative is our way of expanding the reach and depth of the novel, offering players an interactive journey that challenges both their skills and their understanding of the story’s themes,” said Shurick Agapitov, Founder of Xsolla. “We designed this map to captivate players who crave a good challenge and to immerse them in a world that’s visually rich and deeply inspired by the book. It’s an adventure that leverages UEFN’s technical strengths to elevate storytelling in Fortnite in a way that truly transforms the game experience.”

    Designed to push the boundaries of Fortnite Creative, Once Upon Tomorrow offers players a dynamic, narrative-driven parkour adventure set within a meticulously crafted environment inspired by Agapitov’s book and vision. Each course presents a series of agility-based challenges that require players to sprint, leap, and climb with precision and speed, all while immersed in a world filled with visual cues that echo the themes of endurance and discovery central to the book. Agapitov has created an experience beyond traditional parkour maps by weaving gameplay with storytelling, delivering both exhilarating gameplay and a meaningful connection to the novel’s world.

    Once Upon Tomorrow is a project within Fortnite Creative, seamlessly blending high-stakes parkour with narrative depth. The map is a testament to what can be achieved using UEFN, offering an engaging and multi-layered experience that appeals to Fortnite’s extensive player base and fans of novel and narrative-rich gaming experiences. Every aspect of the map—from its intense gameplay mechanics to its immersive, atmospheric design—has been crafted to set a new standard in Fortnite Creative.

    For more information about Once Upon Tomorrow and its immersive Fortnite Creative experience, please visit xsolla.blog/outf


    Neel Achary

  • Income tax refunds jump 46.3% to Rs 3.04 lakh crore in April-Nov

    CBDT meets officials to dispel doubts on faceless tax assessment.

    Income tax refunds jump 46.3 pc to Rs 3.04 lakh crore in April-NovIANS

    The number of tax refunds has recorded a 46.31 per cent jump to Rs 3.08 lakh crore between April 1 and November 27 this year compared to the same period of 2023, marking a significant increase in the efficiency of the Income Tax Department, according to figures released by the Union Finance Ministry on Thursday.

    In the corresponding period last year between April 1, 2023, and November 30, 2023, refunds totalling Rs 2.03 lakh crore were issued, reflecting the Ministry’s concerted efforts to expedite the process this year. The Central Board of Direct Taxes (CBDT) played a crucial role in achieving this milestone, the statement added.

    In its year-end review, the Finance Ministry also said that within just a week of processing, an impressive 26.35 per cent of IITRs for FY 2024-25 were cleared — a significant improvement compared to the 22.56 per cent achieved during FY 2023-24.

    This year-on-year surge showcases not only the capacity of the system but also the proactive engagement of taxpayers in adhering to filing deadlines.

    At its peak this year the Income Tax Return portal handled more than 900 filings in a second and nearly 70 lakh ITRs (Income Tax Returns) in a day, the figures show.

    This year a record of over 1.62 crore ITRs were processed in a single day for A.Y. 2024-25, according to the statement.

    The highest filing of ITRs in one day was 69.93 lakh ITRs filed on July 31, 2024. A total of 8.50 crore ITRs were filed till November 22, which is 7.32 per cent higher than ITRs filed for the corresponding period of the preceding year.

    Income Tax Return portal handled more than 900 filings in a second and nearly 70 lakh ITRs (Income Tax Returns) in a day

    Income Tax Return portal handled more than 900 filings in a second and nearly 70 lakh ITRs (Income Tax Returns) in a dayIANS

    The Demand Management Facilitation Centre was established to simplify the management of tax demands by providing taxpayers with a single point of contact for all issues related to outstanding tax demands which helped to speed up filings, the statement said.

    “The Central Board of Direct Taxes strives for greater transparency through timely release of data and assists taxpayers through timely awareness campaigns,” the statement added,

    A special initiative was undertaken to address 35 lakh failed refund cases from various assessment years, ensuring refunds were processed for validated bank accounts. This step not only expedited the issuance of pending refunds but also streamlined the overall process.

    (With inputs from IANS)

  • Train Cancelled Today: Indian Railways canceled these trains due to fog, check list before traveling

    Train Cancelled: Indian Railways is called the lifeline of the country. Crores of people travel by train every day. For which more than 13,000 trains are run by the Railways. If anyone in the country has to travel far away, then the first choice of most people is train.

    Because traveling by train is very convenient and comfortable. These days winter has arrived in India. There is a lot of fog in winter. Fog also affects the operation of railways. Due to fog, the railways have to cancel many trains. This time also the railways have cancelled many trains. Check the complete list of cancelled trains before going on a journey.

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    Trains were canceled till February

    On one hand, the arrival of winter has brought a wave of happiness in India and especially in North India. On the other hand, the problems that usually occur in this winter season have also started. People traveling by train in winter face a lot of difficulties. Because due to fog, trains often get delayed. So many trains have to be cancelled. This time also, Indian Railways has cancelled many trains of different railway divisions due to fog. First of all, check the list once before travelling.

    • Train number 14617-18 Banmankhi-Amritsar Janseva Express will remain canceled from 12 December 2024 to 2 March 2025.
    • Train No. 14606-05 Yoganagari Rishikesh-Jammutvi Express will remain cancelled from 12 December 2024 to 24 February 2025.
    • Train number 14616-15 Amritsar-Lalkuan Express will remain cancelled from 12 December 2024 to 22 March 2025.
    • Train No. 14524-23 Ambala-Barauni Harihar Express will remain cancelled from 12 December 2024 to 27 February 2025.
    • Train No. 18103-04 Jallianwala Bagh Express will remain cancelled from 12 December 2024 to 28 February 2025.
    • Train No. 12210-09 Kathgodam-Kanpur Weekly Express will remain cancelled from 12 December 2024 to 25 February 2025.
    • Train No. 14003-04 Malda Town-Delhi Express will remain cancelled from 12 December 2024 to 1 March 2025. 
    • Train number 14617-18 Banmankhi-Amritsar Janseva Express will remain canceled from 12 December 2024 to 2 March 2025.
    • Train No. 14606-05 Yoganagari Rishikesh-Jammutvi Express will remain cancelled from 12 December 2024 to 24 February 2025.
    • Train number 14616-15 Amritsar-Lalkuan Express will remain cancelled from 12 December 2024 to 22 March 2025.
    • Train No. 14524-23 Ambala-Barauni Harihar Express will remain cancelled from 12 December 2024 to 27 February 2025.
    • Train No. 18103-04 Jallianwala Bagh Express will remain cancelled from 12 December 2024 to 28 February 2025.
    • Train No. 12210-09 Kathgodam-Kanpur Weekly Express will remain cancelled from 12 December 2024 to 25 February 2025.
    • Train No. 14003-04 Malda Town-Delhi Express will remain cancelled from 12 December 2024 to 1 March 2025. 


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  • Share of top 50 stocks to total market cap at all-time low: Report

    Sensex snaps five-day losing streak, Nifty closes above 24,300

    Share of top 50 stocks to total market cap at all-time low: ReportIANS

    Share of the top 50 stocks in the total market capitalisation has hit an all-time low, according to a report on Thursday.

    The December edition of the DSP Netra report said, “Large-cap stocks are now at their smallest share of total market capitalisation. The share of the top 50 or top 10 stocks relative to the total market has hit an all-time low, presenting a rare opportunity for investors.”

    “While large caps remain relatively attractive on a comparative basis, the current market environment underscores the need for caution amidst volatility. This backdrop makes a conservative approach to large-cap investing essential, offering a strategic advantage for long-term investors amidst uncertain and unpredictable conditions,” the report stated.

    As per the report, “India’s long-term market outperformance is often attributed to factors like domestic flows or robust GDP growth, but the real driver is its superior returns on equity (ROE). About one-third of Indian companies have consistently achieved an ROE of over 20 per cent, second only to the US in this regard.”

    The report further said, “One of the key factors contributing to the outperformance of Indian markets is the consistent growth in the book value of underlying companies. Indian companies have demonstrated remarkable stability and consistent growth over time.”

    The report highlights that over the long term, more than three-fourths of companies have shown positive growth in their book value. Notably, in the 20 years, 7 out of 39 companies with positive growth in book value have achieved growth in each of those 20 years, even amidst global challenges such as the GFC and the COVID-19 pandemic, showcasing the stability of these businesses.

    Sensex closes up by 236 pts, NTPC and Kotak Mahindra Bank top gainers

    Share of the top 50 stocks in the total market capitalisation has hit an all-time lowIANS

    Sahil Kapoor, Head of Products & Market Strategist, DSP Mutual Fund said, “India’s strong fundamentals and superior returns on equity highlight the potential for long-term growth. As we navigate these uncertain waters, a conservative approach to large-cap investing could provide a strategic advantage.”

    (With inputs from IANS)

  • Share market ends lower ahead of CPI data, Sensex settles at 81,289

    Sensex and Nifty down 1 pc in early trade amid heavy selling

    Share market ends lower ahead of CPI data, Sensex settles at 81,289IANS

    The Indian stock market closed lower on Thursday ahead of the CPI data as selling was seen in the media and FMCG sectors.

    At closing, Sensex settled at 81,289.96 down by 236.18 points, or 0.29 per cent and Nifty ended at 24,548.70 down by 93.10 points, or 0.38 per cent.

    According to experts, “the market continued to remain range bound ahead of domestic CPI data and weakening rupee. Though inflation is anticipated to drop, investors are maintaining a close vigil on the vegetable prices, which will determine the future rate trajectory.”

    “Nifty IT index reached a new high after US inflation data met expectations, boosting hopes for a Fed rate cut next week,” they added.

    Nifty Bank ended at 53,216.45, down by 174.90 points or 0.33 per cent. The Nifty Midcap 100 index closed at 59,021.70 at the end of trading after falling 271.25 points or 0.46 per cent.

    Nifty Smallcap 100 index closed at 19,466.55 after dropping 190.80 points or 0.97 per cent.

    Sensex snaps five-day losing streak, Nifty closes above 24,300

    Nifty Bank ended at 53,216.45, down by 174.90 points or 0.33 per centIANS

    On the Bombay Stock Exchange (BSE), 1,491 shares ended in green and 2,508 in red, whereas there was no change in 106 shares.

    In the Sensex pack, NTPC, Hindustan Unilever, Tata Motors, Maruti, L&T, Reliance, Asian Paints, SBI, Kotak Mahindra Bank, ITC, Nestle India and Titan were the top losers in the Sensex pack. Bharti Airtel, IndusInd Bank, Tech Mahindra, Infosys, Adani Ports, TCS, Power Grid, JSW Steel, HCL Tech, ICICI Bank and Bajaj Finance were the top gainers.

    The rupee closed stable at 84.86 per dollar on Thursday, while the previous closing level of the Indian rupee was 84.84.

    (With inputs from IANS)

  • Star Airlines will start direct flights between these cities from January 1 – Check route & other details

    Domestic airline company Star Air is going to give a new gift to air passengers of four cities of the country in the new year. These cities are – Hyderabad, Lucknow, Jharsuguda and Raipur.

    Star Air will connect Hyderabad and Lucknow to Jharsuguda and Raipur from January 1. According to PTI news, regional airline Star Air gave this information on Wednesday. Star Air said that with this strategic expansion in these cities, the total number of destinations operated by the airline has increased to 24.

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    Connectivity will increase in tier-2 and tier-3 cities

    According to the report, the announcement of adding new destinations to the network comes after the airline recently announced plans to expand its fleet to 25 aircraft in the next three years, as part of its plan to boost last-mile connectivity in tier-2 and tier-3 cities in the country. The airline currently has a fleet of nine aircraft, including four Embraer E175 and five Embraer E145. These aircraft position it well for future growth and connectivity.

    The aim is to provide more convenience to passengers

    Star Air CEO Simran Singh Tiwana said that these flights are aimed at providing greater convenience to passengers, as well as contributing to the growth of business, tourism and economic opportunities in these regions. The launch of new flights connecting Hyderabad, Lucknow, Jharsuguda and Raipur is an important step in Star Air’s mission to strengthen regional connectivity across India.

    Jharsuguda to Hyderabad flight fare and timings

    The starting fare of the flight from Jharsuguda to Hyderabad starting from January 1 is Rs 4499 in economy class, while the fare in business class is Rs 5999. This direct flight between the two cities will complete its journey in 1 hour 45 minutes. This flight will depart from Jharsuguda on January 1 at 21:15 and will reach Hyderabad at 23:00.

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