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  • Gold Limit: You can buy only this much gold in cash on Diwali, if it is more then you will have to provide these details

    Gold Silver Price Today

    New Delhi: Consumption of gold and silver increases in the country during Diwali or wedding season. During the festive season, gold and silver shops are decorated very attractively, while many types of offers are also presented to attract customers.

    Actually, it is believed in Hinduism that Diwali is the festival of Goddess Lakshmi. In such a situation, buying gold on the day of Dhanteras and Diwali brings Lakshmi to the house and prosperity remains. At the same time, according to traditional practice, people in India give gold in weddings.

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    However, there is a limit for purchasing gold and silver. For purchasing more than that limit, some details have to be given to the government. The government has imposed this rule to detect black money. In such a situation, it is important for you to know about the rules related to gold and silver transactions, especially when using cash.

    These details will have to be given on purchases above the limit

    Let us tell you that the government has tightened the rules for buying gold in cash by bringing the gems and jewellery sector under the Prevention of Money Laundering Act (PMLA) 2002. The government has made it mandatory for all jewellers to follow KYC norms. In such a situation, if you make a transaction for buying gold in cash above a specific limit, then you will have to provide information about Aadhaar card and PAN card. Apart from this, information will have to be given to the government for transactions of Rs 10 lakh or more.

    Is there a limit on buying gold in cash

    Apart from this, the Income Tax Department has also tightened its rules regarding the purchase of gold in cash, which includes TDS on cash withdrawals above a specific limit and restrictions on the maximum amount of cash transactions in a day between individuals. Under Section 269ST of the Income Tax Act, you can only transact up to Rs 2 lakh in cash for gold in a day. If it exceeds this, the recipient can be fined an amount equal to the amount transacted in cash under Section 271D of the Income Tax Act.

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  • Air India Express offers ‘Flash Sale’ fares starting at Rs 1606/- Check Details

    As the festive season approaches, Air India Express has announced a great offer for its customers. Under the airline’s ‘Flash Sale’ offers, you will be able to book flight tickets at a starting price of just Rs 1606.

    Through this, travelers have the opportunity to travel between major cities of the country at a low price. This offer is for a limited time, using which you can travel by air on popular routes like Guwahati-Agartala, Kochi-Bengaluru, Chennai-Bengaluru and Vijayawada-Hyderabad.

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    Booking under the flash sale is available only till 27 October 2024. The travel dates in this are from 1 November to 10 December 2024. This is a great opportunity for travelers who want to enjoy the festival at a new destination.

    Xpress Lite offer also announced

    Apart from the flash sale, the airline has also announced Xpress Lite offer, which includes booking flight tickets starting at just ₹1456. Members logging in to the airline’s website will also get the benefit of zero convenience fee. Xpress Lite also includes benefits like free pre-booking of additional 3 kg cabin baggage and discounted check-in baggage rates. It includes discounted check-in baggage at just ₹1000 for 15 kg on domestic flights and ₹1300 for 20 kg on international routes.

    Loyalty members will get special offers

    Loyalty members flying with Air India Express can also enjoy exclusive benefits, including a 50% discount on upgrades to business seats. Loyalty members also get a 25% discount on ‘Gourmet’ hot meals, seats and Express Ahead priority services. In addition, students, senior citizens, doctors and nurses, and members of the armed forces and their dependents can book at special discounts on the airline’s website.

    Air India Express, a subsidiary of Air India and a part of the Tata Group, operates over 400 daily flights. It connects 33 domestic and 14 international airports and has a fleet of 90 aircraft, including 61 Boeing 737s and 29 Airbus A3205s.

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  • New Driving License: Govt is making free driving license for women, know the details

    Women Are Getting Free Driving Licence: Every day many cases related to road accidents keep coming to the fore. To reduce road accidents, the government has made many rules related to traffic.

    Apart from this, the government has also made driving license mandatory for driving vehicles. The purpose of making driving license is to ensure safety on the road and to identify people who drive properly.

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    In the process of giving driving license, it is ensured that the driver understands the rules and duties related to traffic. To get a driving license, you have to apply online by visiting the website of the state transport department.

    After passing the test and completing all the procedures, your driving license is made. However, some fees are charged from you for getting a driving license. It is necessary to have a driving license while driving. If you do not have a driving license, then you can be fined.

    Do you know that in a state of India, women can get their driving license for free. They are not charged any fee for getting a driving license. Women in Madhya Pradesh can get their driving license for free. In Madhya Pradesh, the state government has not fixed any fee for getting a driving license for women.

    According to the data of Madhya Pradesh Transport Department, free driving licenses have been made for about lakhs of women in the state. It is very important to have a driving license to drive a vehicle. Having it makes it easier to get insurance and legal assistance in case of an accident.

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  • New Retirement Rule: You can avail VRS after 20 years of service under NPS. check details here

    New Retirement Rule: Central government employees covered under the National Pension System (NPS) can now opt for voluntary retirement (VRS) after completing 20 years of service.

    Central government employees covered under the National Pension System (NPS) can now opt for voluntary retirement (VRS) after completing 20 years of service. They will get the same benefits of NPS as they get on regular retirement.

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    Under NPS, you can take VRS after 20 years of service

    The pensioners’ welfare department has issued new rules for VRS. According to these, employees who have completed 20 years of service can take voluntary retirement by giving a written notice of three months. Employees have to submit the VRS application in writing to the appointing authority.

    A notice period of three months will have to be given

    If the appointing authority does not raise any objection within a period of three months, the retirement will be considered approved. If the employee wants to retire with a notice period of less than three months, he can appeal for it in writing. The appointing authority will consider it and if administrative work is not affected, it can be approved.

    More flexibility

    After giving notice of retirement, the employee will not be able to withdraw it unless special permission is obtained. Request for withdrawal of notice must be made at least 15 days in advance. The new rules will give employees more flexibility on VRS scheme and an opportunity for future planning. They will be able to decide the right time of retirement themselves.

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    Previous articleNamo Bharat train will run from these 3 stations in Delhi from next year
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  • Electricity New Rule: OTP alert system for resolution of electricity related complaints. Details Here

    Azamgarh : Now there will be a ban on the fake settlement of complaints made by consumers on the toll free number of the electricity department. Departmental engineers will no longer be able to settle electricity complaints fraudulently.

    To stop complaints being closed without settlement or settlement of complaints fraudulently, the government is implementing the OTP system. Electricity companies will submit the plan to implement the OTP system to the Uttar Pradesh Electricity Regulatory Commission within 3 months.

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    OTP will be received on the registered mobile number.

    After this new system, if the complaints made by consumers are not resolved properly, then the complaints made by them online or on toll free number cannot be closed. After complete resolution of the complaints, if the consumer expresses satisfaction with the resolution process, only then the complaint registered through OTP will be considered resolved. The OTP of the complaints made by the consumer will be received on their registered mobile number, which will have to be shared after complete resolution of the problem.

    In the order of Annual Revenue Requirement (ARR) of the electricity company, the Electricity Regulatory Commission has asked to implement the OTP system in resolving 1912 complaints. Consumer Complex President Awadhesh Kumar Verma expressed his gratitude to the Regulatory Commission for fulfilling this demand of the council. He said that in this system, consumers will also be able to get compensation easily.

    Electricity bill will also be received through electronic medium

    . Self generated OTP will be issued on the registered mobile number of the consumer immediately after the complaint. After the complaint is resolved, the consumer will be informed whether his complaint has been resolved or not, only after that it can be closed. With this new system, the resolution of complaints will also be correct and if the complaints are not resolved on time, the consumer will be able to claim compensation. Apart from this, all the electricity companies have also been directed by the commission to send the bill to the consumers through their registered email, WhatsApp or other electronic means.

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  • UAE unveils new visa-on-arrival policy for Indian visitors. Check all details

    UAE government now announces new visa-on-arrival policy for Indian travellers
    UAE government announces new visa-on-arrival policy for Indian travellers. Photo Courtesy: Pixabay

    The United Arab Emirates on Friday announced all Indian ordinary passport holders will be granted visa-on-arrival across all entry points.

    The country’s new visa-on-arrival policy will also be extended to people holding permanent resident or green cards or valid visas issued by the United States, the United Kingdom, or any nation belonging to the European Union.

    People obtaining the facility can get the visa for a period of 14 days. It can be extended for a similar period.

    They can also obtain a visa-on-arrival for a period of 60 days that cannot be extended.

    The visa could be obtained after paying the prescribed fees in accordance with the applicable norms in the UAE.

    India and the UAE share historical ties and have maintained regular cultural exchanges both at official and people-to-people levels.

    The two nations signed a Cultural Agreement in 1975 which aims to strengthen bilateral cultural activities.

    India and the UAE enjoy strong traditional ties which have grown stronger over the years, read a statement issued by the Indian Embassy in .

    Resilient Indian diaspora of 3.3 million is an integral part of the growth and development of the UAE’s economy and society.

  • Public Holidays: Know when are the holidays on Dhanteras, Chhoti-Badi Diwali and Bhai Dooj? See full details

    The last week of October and the first week of November is a special time of festivals in India. During this time people get busy in preparations for various festivals.

    Especially, festivals like Dhanteras, Chhoti Diwali (Narak Chaturdashi), Badi Diwali (Deepawali) and Bhai Dooj have an important place in their culture. Let us know in detail about the status of holidays and other information on these festivals.

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    1. Dhanteras holiday

    The festival of Dhanteras will be celebrated on 29 October 2024. This festival comes on the first day of Diwali and is known as Dhanteras. On this day people go out to the markets to buy new utensils, gold and silver jewelery. Many states have an optional holiday on this day. This means that it is not an official holiday, but many state governments and private institutions may give a holiday on this day. Therefore, if you are planning a holiday on Dhanteras, it is important to check the holiday policy of your office. The market will be open on this day, so that people can do their shopping.

    2. Chhoti Diwali (Narak Chaturdashi)

    Chhoti Diwali is celebrated on 30 October 2024, the day after Dhanteras. It is also called Narak Chaturdashi. On this day, people clean and decorate their houses. There may also be an optional holiday in some states for this day. On Chhoti Diwali, people perform special puja and celebrate this festival with their loved ones. However, it is important to note that there is no holiday in government institutions, but many private institutions may decide to give a holiday on this day.

    3. Badi Diwali (Deepawali)

    Badi Diwali, also known as Deepawali, will be celebrated on 31 October 2024. This day is the most important, as people consider it as the biggest festival. On the night of Diwali, people light lamps in their homes, burst firecrackers and exchange sweets. There will be a public holiday on this day, due to which all government offices, banks, colleges and schools will remain closed. People gather to celebrate this festival with their family and friends.

    4. Holidays of the first week of November

    1 November 2024 (Friday) will be a holiday in some states due to special festivals. This day is celebrated as Karnataka Rajyotsava, Haryana Day, Kerala Piravi and Puducherry Liberation Day. On these occasions, there will be a public holiday in states like Manipur, Puducherry, Haryana, Karnataka and Kerala. This day is special for those who belong to these states and celebrate it with great pomp.

    5. Govardhan Puja

    Govardhan Puja will be celebrated on 2 November 2024 (Saturday). This festival is especially celebrated in North India. On this day people worship Lord Krishna and worship Govardhan mountain. There will be a holiday on this day in Uttar Pradesh, Rajasthan, Madhya Pradesh, Gujarat, Bihar and Delhi. Apart from this, other festivals like Vikram Samvat New Year, Balipratipada and Ningol Chakouba are also celebrated along with Govardhan Puja, leading to holidays in many areas.

    6. Bhai Dooj

    Bhai Dooj will be celebrated on 3 November 2024 (Sunday). On this day sisters wish for long life and happiness and prosperity of their brothers. On Bhai Dooj, sisters apply tilak to their brothers and feed them sweets. Since this day is on Sunday, there will be a weekly holiday everywhere. Due to this banks, schools and colleges will remain closed. Family members celebrate this special day together.

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  • Samsung Galaxy Ring is finally coming to India; pre-booking goes live with offers [details]

    Samsung Galaxy Ring

    Samsung Galaxy Ring coming to IndiaSamsung

    Samsung is expanding its wearable device portfolio in India with the much-awaited announcement of pre-reservations for its Galaxy Ring in India. The Galaxy Ring, a smart ring equipped with  Galaxy AI features and sensors, is designed to deliver a differentiated experience to users. The device fits comfortably on users’ fingers like a traditional ring, providing accurate, uninterrupted health data for personalized health solutions.

    The Galaxy Ring is designed with an optimal form factor that brings convenience as per the users’ needs. The ring adorns a titanium finish for enhanced durability and comes with an IP68 rating for water and dust resistance. It is rated 10ATM, built to withstand water depths of up to 100 meters, performing seamlessly in all conditions.

    Ahead of the launch, Samsung is letting customers pre-reserve their Galaxy Ring by paying a token amount of Rs 1999 on Samsung.com, select retail stores, Amazon.in, and Flipkart.com. As an added incentive, customers who pre-reserve the Galaxy Ring during this period will receive a complimentary Wireless Charger Duo worth Rs 4999 upon purchase.

    Samsung’s Galaxy Ring health tracking

    The Galaxy Ring is not just a wearable device; it’s a personalized health solution. It features technology that helps users understand their health and body mannerisms easily. Blending a sleek, timeless design with cutting-edge health tracking features, the Galaxy Ring will be available in 9 different sizes, ranging from size 5 to size 13.

    Weighing just 2.3 grams (for size 5) with a narrow 7.0 mm width, the Galaxy Ring is ultra-lightweight and compact, designed for providing comfort during both day and night wear. It offers up to 7 days of battery life, providing users with a long-lasting endurance best suited for busy lifestyles.

    MWC 2024: Samsung's Galaxy Ring is finally here; available later this year

    Samsung’s Galaxy RingIANS

    The Galaxy Ring is powered by Samsung’s innovative Health AI, delivering personalized health experiences that track users’ energy levels, sleep stages, activity, heart rate, and stress levels. It allows users to set and forget, simplifying health tracking while providing personalized coaching and insights.

    The Galaxy Ring also integrates with other devices in the Galaxy ecosystem, enhancing the connected experience for users. It offers features like 24/7 health tracking in synergy with Galaxy smartwatches, gesture controls, and Smart Find for added convenience.

    The Galaxy Ring’s launch in India is a significant milestone in Samsung’s journey in the wearable technology market. The global wearable tech market, which was worth about $120.54bn in 2023, is expected to touch $157.94bn in 2024. By 2032, it is expected to reach $1,415.26bn. Major companies in the wearable technology market include Apple, Samsung, Microsoft, Sony, Huawei, and Fossil Group.

    The Galaxy Ring’s launch also comes at a time when Samsung overtook Apple to become the largest smartphone manufacturer in terms of volume globally, according to research firm IDC. At the time, Samsung had a market share of about 20.8%, while Apple had a market share of around 17.3%.

  • Best FD Rates: Banks are giving more than 9% interest on fixed deposits, Check details

    Best FD Rates: To control inflation in the country, RBI was forced to increase the repo rate about two years ago. After this, many banks and non-banking financial companies (NBFCs) of the country also started increasing the interest rates of their fixed deposit (FD) schemes. However, during the Monetary Policy Meeting (MPC) on October 9, RBI has decided to maintain the repo rate.

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    Meanwhile, experts believe that this good time for investors who like FDs may soon end. Because central banks around the world have started cutting interest rates and India can also join this list soon.

    This may be the last opportunity for fixed deposit investors to keep their funds safe at the current high rates and take full advantage of this situation. When can the reduction start According to experts, another 50 basis points cut can be seen from the US Federal Reserve in November this year. Therefore, it is believed that RBI will be forced to cut the repo rate in the next MPC meeting to be held in December.

    If inflation remains low, then there may be further reduction in rates in FY 2025. When will the interest rates be cut? If the repo rate is cut in December 2024, then the interest rates of FD schemes can be seen decreasing from the beginning of the new year. However, due to strong loan demand and better economic environment, banks may offer competitive deposit rates, which may keep the rates high for some time. What should FD investors do? The present time offers a great opportunity for fixed income investors.

    Given the uncertainty in future interest rates, fixed interest rates may prove beneficial for investors instead of variable rate options. Apart from this, the current interest rate cycle is expected to reverse, as interest rates are expected to come down in the coming months, but there is still a possibility of a rate hike in the short-term. Experts believe that interest rates have reached their peak and may start declining soon. When interest rates start coming down, usually short to medium term FD schemes are affected first. After this, long-term FD rates come down.

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  • Post Office FD: ₹30,00,000 will be available on investment of ₹10,00,000, know details

    Post Office FD: ₹30,00,000 will be available on investment of ₹10,00,000, know details
    Post Office FD: ₹30,00,000 will be available on investment of ₹10,00,000, know details

    Post Office FD: Like banks, you can get options of FDs of different tenures in the post office. 5-year FDs are getting 7.5 percent interest. Along with this, you also get tax benefits under Income Tax Act 80C. You can triple your money through this FD.

    Post Office FD: Like banks, post office investment is also considered very safe. In this, the government guarantees the safety of your money. Many schemes are run in the post office, but here we will talk to you about Post Office Time Deposit, which we call Post Office FD in common language. Post Office FD: Like banks, you can get options of FDs of different tenures in the post office. 5-year FDs are getting 7.5 percent interest. Along with this, you can also get tax benefits under Income Tax Act 80C. In such a situation, if you invest in this scheme, you can triple your money. For this, you have to do just one thing.

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    Know what you have to do

    To triple your money in the post office, you have to choose a 5-year FD. You have to invest in this scheme and extend it before it matures. You have to do this extension 2 times in a row, that is, you have to run this FD for 15 years. If you invest Rs 10 lakh in this FD, then according to the interest rate of 7.5 percent, you will get Rs 4,49,948 interest on this amount in 5 years. In this way, the total amount will be Rs 14,49,948.

    Also Read- ICICI Bank changed the credit card rules for the second time, took away many of your benefits

    But if you extend this scheme for 5 years, then you will get Rs 11,02,349 only as interest and after 10 years your total amount will be Rs 21,02,349. You will have to extend it one more time before it matures. In this case, on the 15th year, you will get Rs 20,48,297 on an investment of Rs 10 lakh only as interest. On maturity, you will get Rs 30,48,297. That is, you will get twice the interest than your principal and triple your amount.

    Understand the rules of extension

    1 year FD of post office can be extended within 6 months from the date of maturity, 2 year FD within 12 months of maturity period and for extension of 3 and 5 year FD, the post office has to be informed within 18 months of maturity period. Apart from this, you can also request for account extension after maturity at the time of opening the account. The interest rate applicable to the respective TD account on the day of maturity will be applicable for the extended period.

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