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  • How FIRSTmoney is the smart personal loan for Salaried Individuals

    FIRSTmoney

    In the dynamic panorama of right this moment’s financial system, monetary agility is not only a comfort—it is a necessity. For salaried people, this agility is paramount to navigating the unpredictable waters of life’s monetary calls for. Enter FIRSTmoney by IDFC FIRST Bank, a revolutionary smart personal loan designed to empower you with flexibility and management over your funds. This article delves into the myriad advantages of FIRSTmoney, illustrating why it is the final smart personal loan selection for salaried people.

    Conquer the Cash Flow Challenge

    Life is stuffed with surprises, and never all of them are nice. When confronted with unexpected bills, whether or not it is a medical emergency, a sudden house restore, or the alternative to make a dream buy, FIRSTmoney stands as your monetary ally. Unlike conventional loans that cost curiosity on the total sanctioned restrict, FIRSTmoney ensures that curiosity is solely levied on the quantity withdrawn. This cost-effective function signifies that you are not burdened with pointless debt, retaining your financial savings intact and your stress ranges low.

    Flexibility at Your Fingertips

    Imagine a monetary service that molds itself to your wants. That’s the essence of FIRSTmoney. With the potential to withdraw funds a number of instances, ranging from a minimal of ₹5,000 as much as your full credit score restrict, you’ve the freedom to handle your funds in your phrases. The absence of paperwork and processing delays streamlines the expertise, permitting you to concentrate on what issues most—your life and your targets.

    Foreclosure Benefits and Loan Amount Flexibility

    Say goodbye to foreclosures prices with FIRSTmoney. You have the liberty to repay your excellent quantity everytime you want, because of our versatile tenure choices. This freedom extends to the quantity you select to borrow. Whether you want ₹5,000 or the full extent of your credit score restrict, FIRSTmoney accommodates your monetary necessities with ease. Use Personal Loan calculator to take an knowledgeable choice and make the most of the loan quantity flexibility at its finest.

    Multiple Withdrawals and Flexible Repayment Options

    The journey of life is hardly ever a straight path, and your monetary wants can change instantly. FIRSTmoney understands this actuality, providing a number of withdrawals and customizable loan EMI compensation choices. Choose from a variety of versatile tenure choices to suit your distinctive monetary state of affairs, making certain that your loan works for you, not in opposition to you.

    Swift Disbursal: A Testament to Digital Ease

    In an age the place time is of the essence, FIRSTmoney’s superior know-how ensures a fast and paperless utility course of, resulting in the swift disbursal of funds on to your checking account. This effectivity is a testomony to the digital revolution, offering you with the capital you want whenever you want it, with out the problem of conventional loan purposes.

    Year-Round Expense Management

    Managing recurring bills similar to hire, utilities, and EMIs generally is a daunting activity. FIRSTmoney gives a smart resolution, enabling you to cowl your annual bills in a single strategic transfer. With the freedom to repay in your phrases, you’ll be able to plan your funds with confidence, realizing that FIRSTmoney has your again each step of the approach.

    Conclusion: Your Partner in Financial Empowerment

    FIRSTmoney is greater than only a credit score line; it is a companion in your monetary journey. It gives the safety and adaptability wanted to navigate life’s twists and turns with confidence and management. As a salaried particular person, selecting FIRSTmoney by IDFC FIRST Bank means opting for a better, safer monetary future. Are you able to unlock your monetary potential? With FIRSTmoney, let’s make it occur.

    Embrace the monetary freedom you deserve with FIRSTmoney. It’s not only a credit score line; it is your companion in navigating the twists and turns of life with confidence and management. Join the ranks of savvy salaried people who select FIRSTmoney by IDFC FIRST Bank for a better, safer monetary journey. Ready to unlock your potential? Let’s make it occur with FIRSTmoney.

  • L&T Partners with NICMAR for MTech Courses

    Chandigarh, June 04, 2024: L&T has inked a memorandum of understanding with NICMAR University to supply co-branded MTech programmes in Construction Technology & Management and Infrastructure Project Management.

    The collaboration synergises L&T’s technical prowess with NICMAR’s educational excellence. NICMAR, in conjunction with L&T EduTech, will roll out the two-year MTech programmes at its Pune campus with impact from 2024-25 educational yr.

    The MoU between L&T and NICMAR was inked lately on the L&T EduTech headquarters in Chennai. Speaking on the event, Dr Sushma S Kulkarni, Vice Chancellor – NICMAR University, stated: “I strongly imagine that the partnership shall be useful to each organisations in creating a expertise pool that possesses a singular mix of technical advanced problem-solving and managerial expertise.”

    Dr C Jayakumar, Executive Vice President and CHRO, L&T, stated: “These programs, targeted on core engineering domains, are tailor-made for customised studying and digital skilling and are important for college students having ardour for elementary engineering disciplines. The postgraduate programs will considerably improve their expertise and equip them to face real-world challenges.”

    The rising demand for expert professionals in specialised areas underscores the importance of this partnership which seeks to bridge the hole between the academia and the trade by making ready postgraduate college students with hands-on coaching and publicity to trade dynamics. This is in line with L&T’s fixed pursuit for enhancing expertise of early-career expertise and make them prepared for the trade.

  • FORE School of Management opens Applications for NRI/NRI Sponsor for PGDM Batch 2024-26

    FORE School of Management opens Applications for NRI/NRI Sponsor for PGDM Batch 2024-2604th May 2024: FORE School of Management (FSM), one of the highest administration institutes in Delhi NCR, has opened its utility for NRI/NRI Sponsor for PGDM from 4th June until tenth June 2024. FORE School will settle for legitimate entrance examination scores of CAT / XAT / GMAT / NMAT / SNAP / ATMA / CMAT / MAT/FAT (FORE aptitude check). The PGDM programmes embrace PGDM (International Business), PGDM (Financial Management) & PGDM (Big Data Analytics) for worldwide college students.

    FORE School of Management has been setting benchmarks in administration schooling for the previous couple of years. Accredited by SAQS (South Asia Quality Systems), makes it among the many few enterprise faculties within the South Asian area to obtain this rigorous worldwide accreditation of high quality assurance requirements. Besides this, PGDM & PGDM (IB) programs are accredited by the National Board of Accreditation (NBA) and are acknowledged as equal to MBA by the Association of Indian Universities (AIU).All the PGDM programmes at FORE are AICTE-approved.

    Bringing greater than 1000 college students with a contrasting background highlights FORE’s imaginative and prescient of schooling for all. FORE School of Management not solely represents high quality and innovation however It displays their dedication to supply greatest to college students from varied backgrounds. Moreover, it  goals to supply a wealthy and various setting within the school rooms and past.

    Eligibility Criteria: –

    Candidates for the NRI quota should be Indian nationals who meet one of the next standards: reside outdoors of India with an Indian passport, are NRI kids, or are sponsored by an NRI relative (dad and mom, siblings, grandparents, or partner). Sponsors should be international residents with NRI standing. Applicants should maintain a graduate diploma with at the least 50% (final-year college students could apply, however should retain the requisite share). Valid outcomes from the CAT, XAT, GMAT, NMAT, SNAP, ATMA, CMAT, MAT, or FAT are required. The shortlisting course of takes under consideration entrance scores, educational profile, skilled expertise, and extracurricular achievements. Notifications will likely be delivered through electronic mail.

  • Ex-BrahMos Aerospace engineer Nishant Agarwal gets lifer for spying for Pakistan’s ISI

    Former Aerospace engineer Nishant Agarwal gets lifer for spying for Pakistan's ISI
    Ex-BrahMos Aerospace engineer Nishant Agarwal gets lifer for spying for Pakistan’s ISI Photo Courtesy:  Image posted on Facebook by Nishant Aagarwal

    The Nagpur district court docket on Monday sentenced former BrahMos Aerospace Pvt Ltd engineer Nishant Agarwal to life imprisonment underneath the Official Secrets Act for espionage actions on behalf of Pakistan’s intelligence company, ISI, media reported.

    Agarwal was additionally sentenced to 14 years of rigorous imprisonment (RI) and fined INR 3,000, in response to studies.

    Additional classes court docket decide MV Deshpande, within the order, acknowledged that Agarwal was convicted underneath part 235 of the Criminal Procedure Code for offenses punishable underneath part 66 (f) of the IT Act and numerous sections of the Official Secrets Act (OSA).

    The 2018 case evoked shock and dismay because it was the primary spy scandal to affect BrahMos Aerospace, involving a younger gifted engineer.

    Agarwal allegedly was in steady contact with two Facebook accounts, specifically Neha Sharma and Pooja Ranjan, which had been dealt with by Pakistani intelligence operatives from Islamabad.

    “The court docket sentenced Agarwal to life imprisonment and RI for 14 years underneath the Official Secrets Act and fined him Rs 3,000,” mentioned Special Public Prosecutor Jyoti Vajani, in response to studies.

    Nishant Agarwal, who was employed within the technical analysis part at BrahMos Aerospace’s missile heart in Nagpur, was arrested in 2018 in a joint operation by navy intelligence and the Anti-Terrorism Squads (ATS) of Uttar Pradesh and Maharashtra.

    He was senior system engineer at BrahMos Aerospace, a collaboration between India’s Defence Research and Development Organisation (DRDO) and Russia’s Military Industrial Consortium (NPO Mashinostroyenia).

    BrahMos Aerospace specialises within the growth of India’s supersonic cruise missile, able to deployment from numerous platforms, together with land, air, sea, and underwater.

    The former engineer was charged underneath numerous provisions of the Indian Penal Code and the stringent Official Secrets Act (OSA) for allegedly leaking delicate technical info to Pakistan’s Inter-Services Intelligence (ISI).

    Agarwal had labored on the BrahMos facility for 4 years earlier than his arrest.

    Nishant Agarwal was a recipient of the Young Scientists award from the Defence Research and Development Organisation. He shocked his colleagues along with his involvement in such actions, an Hindustan Times report mentioned.

    He was recognised as a gifted engineer and had studied on the National Institute of Technology, Kurukshetra.

    The investigators probing the case mentioned that Nishant’s informal perspective, regardless of his involvement in extraordinarily delicate work, on the web made him a simple goal, reported Hindustan Times.

    Last April, the Nagpur bench of the Bombay High Court granted Agarwal bail.

  • One Year since Brand Launch, Policybazaar for Business Records 40% Overall Premium Growth

    Gurugram: Policybazaar for Business (PBFB)*, only one yr after its launch, declares its achievements in reshaping the panorama of enterprise insurance coverage in India. In the previous yr, PBFB has demonstrated an distinctive progress trajectory, with a staggering 40% surge in total income from its suite of tailor-made insurance coverage merchandise. PBFB’s success is additional exemplified by its partnerships with over 40 main insurance coverage firms, making certain entry to a complete vary of insurance coverage options meticulously designed to safeguard companies’ pursuits.

    The model has a quickly increasing consumer base exceeding 25,000, together with business giants resembling Axis, Delhivery, Quess Corp, Info Edge, Cars24, Saxo Group, Manipal Cigna, Spinny, IGT, Mahindra DIE, Celebi, and JM Baxi. These partnerships replicate PBFB’s means to cater to companies of all sizes, from startups to established companies. Notably, PBFB has witnessed important transaction progress in specialised areas resembling Marine (44%), Liability (34%), Property (59%), and Engineering (75%).

    In the realm of Group Health Insurance (GHI), PBFB operates with a pointy deal with effectivity and inclusivity. Plans for startups provide as much as 65% value financial savings and versatile protection, accommodating non-traditional household buildings like live-in companions and siblings.

    Sarbvir Singh, Chairman and CEO, PB Fintech, stated, “Just one yr again, we had set out on a journey to make sure that each Indian enterprise, no matter its dimension, will get complete insurance coverage protection. The thought was to assist our nation’s small companies to develop fearlessly. The exceptional progress and partnerships achieved on this brief span reaffirm our dedication to innovation and excellence.”

    Sajja Praveen Chowdary, Head of Policybazaar for Business, added, “Even past the expansion metrics, PBFB maintains commendable renewal persistence charges throughout varied traces of enterprise, underscoring its dedication to long-term partnerships and consumer satisfaction. We look ahead to many extra milestones.”

    PBFB’s strategic selections are guided by an esteemed advisory board comprising business luminaries resembling Shri Ajit Kumar, Shri Dinesh Waghela, Shri S Nagaraj, and Shri A V Rao, whose collective experience shapes the platform’s trajectory. The impression of PBFB’s companies transcends geographical boundaries, with high cities throughout India together with Mumbai, Gurgaon, Bengaluru, Delhi, Noida, Chennai, Pune, and Hyderabad rising as key hubs for its numerous traces of enterprise.

    As Policybazaar for Business celebrates its inaugural yr, it reaffirms its dedication to revolutionizing the insurance coverage panorama for companies, pushed by innovation, integrity, and unparalleled customer support.

    *”Policybazaar for Business” is a model beneath Policybazaar Insurance Brokers Private Limited.


    Neel Achary

  • Big relief for LIC policy holders! Easy to surrender policy with this new app

    New Delhi. There are crores of LIC policy holders within the nation and there’s a information of relief for all of them. Actually, ACESO, a corporation that gives simple resolution service to insurance coverage policy holders, has launched ALIP (Assignment of Life Insurance Policies).

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    With its assist, policyholders who’re contemplating policy lapse or surrender will get nice relief. Because, life insurance coverage policy holders shall be ready to simply get the surrender worth of their policy with the assistance of this platform. ALIP will present different services aside from surrender worth. In which it’ll inform the policyholders about the advantages associated to life protection 12 months after 12 months from the beginning of the policy until the maturity date. At the identical time, in case of dying of the policyholder, all the knowledge and providers associated to the policy shall be supplied to the nominee.

    Also Read: IMD has issued an alert relating to storm and heavy rain in these states in a number of hours

    Payment in 48 hours, how?

    What units ALIP aside from receiving surrender worth from the insurance coverage firm is its quicker and higher fee course of. Claim consideration is normally began inside 48 hours after all of the required paperwork for policy surrender are accomplished. Apart from this, efforts are made to do your complete documentation and KYC course of on-line, which reduces the trouble for each the policyholder and the LIC agent.

    Ranjit Kulkarni, Head of Research at ACESO, mentioned, “LIC points about 80% endowment insurance policies. However, 50% of those insurance policies are surrendered earlier than maturity or lapse. He mentioned that ALIP provides LIC insured individuals a easy possibility to surrender their insurance policies earlier than time.

    – Advertisement –

  • Big relief for LIC policy holders! Easy to surrender policy with this new app

    New Delhi. There are crores of LIC policy holders within the nation and there’s a information of relief for all of them. Actually, ACESO, a company that gives straightforward resolution service to insurance coverage policy holders, has launched ALIP (Assignment of Life Insurance Policies).

    – Advertisement –

    With its assist, policyholders who’re contemplating policy lapse or surrender will get nice relief. Because, life insurance coverage policy holders can be ready to simply get the surrender worth of their policy with the assistance of this platform. ALIP will present different services other than surrender worth. In which it is going to inform the policyholders about the advantages associated to life protection yr after yr from the beginning of the policy until the maturity date. At the identical time, in case of dying of the policyholder, all the data and providers associated to the policy can be offered to the nominee.

    Also Read: IMD has issued an alert concerning storm and heavy rain in these states in just a few hours

    Payment in 48 hours, how?

    What units ALIP other than receiving surrender worth from the insurance coverage firm is its quicker and higher cost course of. Claim consideration is often began inside 48 hours after all of the required paperwork for policy surrender are accomplished. Apart from this, efforts are made to do all the documentation and KYC course of on-line, which reduces the trouble for each the policyholder and the LIC agent.

    Ranjit Kulkarni, Head of Research at ACESO, stated, “LIC points about 80% endowment insurance policies. However, 50% of those insurance policies are surrendered earlier than maturity or lapse. He stated that ALIP offers LIC insured folks a easy choice to surrender their insurance policies earlier than time.

    – Advertisement –

  • Fardeen Khan shares clips of the first scene he filmed for ‘Heeramandi’, calls his journey ‘memorable’

    Fardeen Khan plays character of Wali Mohammed in Heeramandi
    Actor Fardeen Khan performed the character of  Wali Mohammed in Heeramandi. Photo Courtesy: Fardeen Khan Instagram web page

    Actor Fardeen Khan made a comeback to Bollywood with Sanjay Leela Bhasanli’s Heeramandi: The Diamond Bazaar, lately shared the clippings of the first scene he shot for the challenge.

    Praising Bhansali and sharing his expertise of becoming a member of the group, Fardeen added a notice on Instagram to replicate on his newest Bollywood journey.

    The scene options Bibbojaan, performed by actress Aditi Rao Hydari, whose efficiency in the challenge additionally earned appreciation from followers.

    Alamzeb (Sharmin Segal) can also be an element of the scene the place she could possibly be seen interrupting the intimate dialog between Fardeen and Aditi.

    In his lengthy Instagram put up, the actor wrote: “The first scene I filmed for Heeramandi and the first time being directed by Sanjay Leela Bhansali. It was memorable and an exhilarating expertise. Known for his meticulous consideration to element and grandiose units SLB sir creates an environment that’s each intense and provoking. The set was like a visible masterpiece, with intricate designs, elaborate costumes, and a palpable sense of historical past and drama.”

    Praising Bhasanali, he mentioned: “As I stepped onto the set, I felt an important combine of pleasure and nervousness. SLB’s repute for demanding excellence pushes you to ship your greatest. His steering is each exact and passionate, encouraging you to delve deep into your character and convey out the nuances that make his movies and scenes so compelling. It was an enriching studying expertise, as he shared his imaginative and prescient and helped me navigate the emotional depths of the scene. By the finish of the shoot you’d really feel a profound sense of accomplishment, realizing you had contributed to one thing really particular underneath the path of a cinematic maestro.”

    Heeramandi was launched on Netflix on May 1.

    The collection is about the lives of tawaifs in the red-light district of Heera Mandi in Lahore throughout the Indian independence motion in opposition to the British Raj.

    It stars Manisha Koirala, Sonakshi Sinha, Aditi Rao Hydari, Richa Chadha, Sanjeeda Sheikh, Sharmin Segal, and Taha Shah Badussha, with Farida Jalal, Shekhar Suman, Fardeen Khan and Adhyayan Suman in pivotal roles.

  • 7th Pay Commission: Gratuity Limit For Central Govt Employees Increases By 25% After DA Hike

    7th Pay Commission: Recently, the central authorities had elevated the DA of staff by 50 %. Now the restrict of retirement and dying gratuity has been elevated by 25 % from Rs 20 lakh to Rs 25 lakh.

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    The central authorities had elevated the DA of the workers earlier than the Lok Sabha elections. Now the central authorities has given one other present to the workers. The central authorities has determined to extend their gratuity restrict. After growing the dearness allowance of central staff by 4 %, the central authorities has elevated the retirement gratuity and dying gratuity by 25 %. With this, the gratuity restrict has elevated from Rs 20 lakh to Rs 25 lakh. This improve will probably be thought-about efficient from January 1, 2024.

    Also Read: Bank Holiday Today: Banks will probably be closed in these 8 states at present on Saturday, verify the checklist

    The Office Memorandum dated 30 May 2024 stated that as per the choice of the Government within the implementation of the suggestions of the 7th Pay Commission, the utmost restrict of retirement gratuity and dying gratuity underneath the Central Civil Services (Pension) Rules, 2021 or Central Civil Services (Payment of Gratuity underneath National Pension System) Rules, 2021 will probably be elevated by 25% i.e. from Rs 20.00 lakh to Rs 25.00 lakh with impact from 1 January 2024.

    The resolution taken on 30 April was stayed on 7 May

    Earlier, the choice to extend gratuity was taken on 30 April. But, it was stayed by issuing a round on 7 May.

    What is gratuity?

    If an worker works for a very long time in an organization, then he will get gratuity along with wage, pension and PF. This is a reward given to an worker by the corporate. Currently, any worker is entitled to get gratuity provided that he has labored for not less than 5 years.

     

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