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  • Attention FD holders! This bank has started a new amazing scheme, know the changed interest rates too

    New Delhi: If you like to invest in Fixed Deposit (FD) then this news is of your use. Bank of India (BoI) has started a new FD scheme. The name of this scheme is Star Dhan Vriddhi.

    In this scheme, investors are being given attractive interest. On the other hand, the bank has changed the interest rates of all its FDs. This change has also been implemented. After this change, the bank will give an interest rate of 3 to 7.25 percent on FDs up to Rs 3 crore. However, the interest rate given to senior citizens will be slightly higher.

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    What is the new scheme?

    The highest interest is being offered on the Star Dhan Vriddhi Scheme of Bank of India. This scheme is for 333 days. In this, general investors will be given an interest rate of 7.25 percent. On the other hand, the interest rate given to senior citizens and super senior citizens will be slightly higher. On investment in this scheme, senior citizens will get 7.75 percent interest and super senior citizens will get 7.90 percent interest.

    The new interest rates are as follows

    The bank has also changed the interest rate on all its other FDs (7 days to 10 years). This change has been made on FDs up to Rs 3 crore. Under this, general investors will now get interest between 3 to 7.25 percent per annum. These interest rates are as follows:

    • 7 days to 1 year: 3 to 6.80 percent
    • 1 year to 2 years: 6.80 percent
    • 2 to 3 years: 6.75 percent
    • 3 to 5 years: 6.50 percent
    • 5 to 10 years: 6 percent

    Also Read: Delhi govt to soon notify new rates, norms for buses at ISBTs

    Higher interest to senior citizens

    The bank is giving more interest to senior citizens than to general investors. It is as follows:

    • 7 days to 1 year: 3 to 6.5 percent
    • 1 year to 2 years: 7.30 percent
    • 2 to 3 years: 7.25 percent
    • 3 to 5 years: 7.25 percent
    • 5 to 10 years: 6.75 percent

    Super senior citizens will get this much interest

    The bank is offering the highest interest on some FDs to super senior citizens. It is as follows:

    • 7 days to 1 year: 3 to 6.65 percent
    • 1 year to 2 years: 7.45 percent
    • 2 to 3 years: 7.45 to 7.40 percent
    • 3 to 5 years: 7.40 percent
    • 5 to 10 years: 6.9 percent

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  • HDFC Bank Vs Axis Bank Vs ICICI Bank, which bank is giving the highest interest on FD, check here

    HDFC Bank Vs ICICI Bank Vs Axis Bank FD Rates: Reserve Bank of India (RBI) Governor Shaktikanta Das recently told banks that they are free to take decisions on interest rates.

    RBI said that lenders may soon change the rates to attract deposits. Currently, fixed deposits (FDs) are giving interest up to 7.9 percent. If you are also planning to do FD, then this news is very useful for you. Today we are telling you about the latest interest rates of fixed deposits of India’s largest HDFC Bank, ICICI Bank and Axis Bank.

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    HDFC Bank vs ICICI Bank vs Axis Bank FD Rates

    Currently, HDFC Bank, the country’s largest private sector lender, is offering FD rates of up to 7.9 per cent on fixed deposits of less than Rs 3 crore, depending on the age of the depositor and tenure. ICICI Bank is offering up to 7.8 per cent, while Axis Bank is offering up to 7.75 per cent. Here’s a comparison of the current fixed deposit (FD) interest rates offered by the three big banks HDFC Bank, ICICI Bank and Axis Bank on deposits of less than Rs 3 crore.

    HDFC Bank latest interest rates on fixed deposits less than Rs 3 crore (per annum):

    • 7 to 14 days: 3.00 per cent for general public; 3.50 per cent for senior citizens
    • 15 to 29 days: 3.00 per cent for general public; 3.50 per cent for senior citizens
    • 30 to 45 days: 3.50 per cent for general public; 4.00 per cent for senior citizens
    • 46 to 60 days: 4.50 per cent for general public; 5.00 per cent for senior citizens
    • 61 to 89 days: 4.50 per cent for general public; 5.00 per cent for senior citizens
    • 90 to less than or equal to 6 months: 4.50 per cent for general public; Senior citizens – 5.00 per cent
    • 6 months 1 day to less than 9 months: 5.75 per cent for general public; 6.25 per cent for senior citizens
    • 9 months 1 day to less than 1 year: 6.00 per cent for general public; 6.50 per cent for senior citizens
    • Less than 12 to 15 months: 6.60 per cent for general public; 7.10 per cent for senior citizens
    • Less than 15 to 18 months: 7.10 per cent for general public; 7.50 per cent for senior citizens
    • Less than 18 to 21 months: 7.25 per cent for general public; 7.75 per cent for senior citizens
    • 21 to 22 months: 7.00 per cent for general public; 7.50 per cent for senior citizens
    • 2 years 1 day to less than or equal to 2 years 11 months: 7.00 per cent for general public; 7.50 per cent for senior citizens
    • 2 years 11 months to 35 months: 7.35 per cent for general public; 7.85 per cent for senior citizens
    • 2 years 11 months 1 day to less than or equal to 3 years: 7.00 per cent for general public; 7.50 per cent for senior citizens
    • 3 years 1 day to less than or equal to 4 years 7 months: 7.00 per cent for general public; 7.50 per cent for senior citizens
    • 4 years 7 months to 55 months: 7.40 per cent for general public; 7.90 per cent for senior citizens
    • 4 years 7 months 1 day to less than or equal to 5 years: 7.00 per cent for general public; 7.50 per cent for senior citizens
    • 5 years 1 day to 10 years: 7.00 per cent for general public; 7.50 per cent for senior citizens.

    Axis Bank FD interest rates (for deposits less than Rs 3 crore):

    • 7 to 14 days: 3.00 per cent for general public; 3.50 per cent for senior citizens
    • 15 to 29 days: 3.00 per cent for general public; 3.50 per cent for senior citizens
    • 30 to 45 days: 3.50 per cent for general public; 4.00 per cent for senior citizens
    • 46 to 60 days: 4.25 per cent for general public; 4.75 per cent for senior citizens
    • 61 days to less than 3 months: 4.50 per cent for general public; 5.00 per cent for senior citizens
    • 3 months to 3 months 24 days: 4.75 per cent for general public; 5.25 per cent for senior citizens
    • 3 months 25 days to less than 4 months: 4.75 per cent for general public; 5.25 per cent for senior citizens
    • 4 months to less than 5 months: 4.75 per cent for general public; 5.25 per cent for senior citizens
    • Less than 5 to 6 months: 4.75 per cent for general public; 5.25 per cent for senior citizens
    • Less than 6 to 7 months: 5.75 per cent for general public; 6.25 per cent for senior citizens
    • Less than 7 to 8 months: 5.75 per cent for general public; 6.25 per cent for senior citizens
    • Less than 8 to 9 months: 5.75 per cent for general public; 6.25 per cent for senior citizens
    • Less than 9 to 10 months: 6.00 per cent for general public; 6.50 per cent for senior citizens
    • Less than 10 to 11 months: 6.00 per cent for general public; 6.50 per cent for senior citizens
    • 11 months to less than 11 months 25 days: 6.00 per cent for general public; 6.50 per cent for senior citizens
    • 11 months 25 days to less than 1 year: 6.00 per cent for general public; 6.50 per cent for senior citizens
    • 1 year to less than 13 months: 6.70 per cent for general public; 7.20 per cent for senior citizens
    • 13 months to less than 14 months: 6.70 per cent for general public; 7.20 per cent for senior citizens
    • 14 months to less than 15 months: 6.70 per cent for general public; 7.20 per cent for senior citizens
    • 15 months to less than 16 months: 7.10 per cent for general public; 7.60 per cent for senior citizens
    • 16 months to less than 17 months: 7.10 per cent for general public; 7.60 per cent for Senior citizens
    • 17 months to less than 18 months: 7.20 per cent for general public; 7.70 per cent for Senior citizens
    • 18 months to less than 2 years: 7.10 per cent for general public; 7.60 per cent for Senior citizens
    • 2 years to less than 30 months: 7.10 per cent for general public; 7.60 per cent for Senior citizens
    • 30 months to less than 3 years: 7.10 per cent for general public; 7.60 per cent for Senior citizens
    • 3 years to less than 5 years: 7.10 per cent for general public; 7.60 per cent for Senior citizens
    • 5 years to 10 years: 7.00 per cent for general public; 7.75 per cent for Senior citizens.\

    ICICI Bank latest interest rates on fixed deposits less than Rs 3 crore:

    • 7 to 29 days: 3.00 percent for general public; 3.50 percent for senior citizens
    • 30 to 45 days: 3.50 percent for general public; 4.00 percent for senior citizens
    • 46 to 60 days: 4.25 percent for general public; 4.75 percent for senior citizens
    • 61 to 90 days: 4.50 percent for general public; 5.00 percent for senior citizens
    • 91 to 184 days: 4.75 percent for general public; 5.25 percent for senior citizens
    • 185 to 270 days: 5.75 percent for general public; 6.25 percent for senior citizens
    • 271 to less than 1 year: 6.00 percent for general public; 6.50 percent for senior citizens
    • Less than 1 year to 15 months: 6.70 percent for general public; 7.20 per cent for senior citizens
    • Less than 15 to 18 months: 7.25 per cent for general public; 7.80 per cent for senior citizens
    • 18 months to 2 years: 7.25 per cent for general public; 7.75 per cent for senior citizens
    • 2 years 1 day to 5 years: 7.00 per cent for general public; 7.50 per cent for senior citizens
    • 5 years 1 day to 10 years: 6.90 per cent for general public; 7.40 per cent for senior citizens
    • 5 Years (Tax Saver FD): 7.00 per cent for general public; 7.50 per cent for senior citizens.

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  • FD Rates: Bank of Baroda has increased the interest rates on FD, check interest rate

    FD Rates: Bank of Baroda has given a gift to its crores of customers. Bank of Baroda, one of the country’s largest public sector banks, has increased the interest rates on FDs.

    BOB Bank has increased the interest rate on FDs of some periods by 0.10 to 0.25 percent. The bank has increased the interest rate on FDs of 211 days to 270 days. The bank is offering a maximum interest rate of 7.80 percent. Check the new FD rates.

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    Interest on BOB FD

    7 days to 14 days – For general public: 4.25 percent; For senior citizens: 4.75 percent

    15 days to 45 days – For general public: 4.50 percent; For senior citizens: 5 percent

    46 days to 90 days – For general public: 5.50 percent; For senior citizens: 6 percent

    91 days to 180 days – For general public: 5.60 percent; For senior citizens: 6.10 percent

    181 days to 210 days – For general public: 5.75 per cent; For senior citizens: 6.25 per cent

    211 days to 270 days – For general public: 6.25 per cent; For senior citizens: 6.75 per cent

    271 days and above and less than 1 year – For general public: 6.50 per cent; For senior citizens: 7 per cent

    333 days – (Monsoon Dhamaka Deposit Scheme) – For general public: 7.15 per cent; For senior citizens: 7.65 per cent

    360 days (BOB 360) – For general public: 7.10 percent; For senior citizens: 7.60 percent

    1 year – For general public: 6.85 percent; For senior citizens: 7.35 percent

    399 days – (Monsoon Dhamaka Deposit Scheme) – For general public: 7.30 percent; For senior citizens: 7.80 percent

    More than 1 year to 400 days – For general public: 7 per cent; For senior citizens: 7.50 per cent

    Above 400 days and upto 2 years – For general public: 7 per cent; For senior citizens: 7.50 per cent

    Above 2 years and upto 3 years – For general public: 7.15 per cent; For senior citizens: 7.65 per cent

    Above 3 years and upto 5 years – For general public: 6.50%; For senior citizens: 7.00%

    Above 5 years to 10 years – For general public: 6.50 per cent; For senior citizens: 7.50 per cent

    Above 10 years (Court Order Scheme) – For general public: 6.25 per cent; For senior citizens: 6.75 per cent

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  • Senior Citizens FD Rates: These 5 banks are giving the highest interest on FD to senior citizens, check interest rates here

    Senior citizens are given 0.5 percent more interest on FDs than normal customers. But there is also a small finance bank which is giving 0.6 percent more interest to senior citizens than normal customers.

    Highest FD Interest Rates for Senior Citizens: The business of all the small finance banks working in India is continuously growing. Small finance banks are giving more interest on FDs to their customers than commercial banks. This is the reason why now people are increasingly opening FD accounts in these small finance banks along with banks. Here we will talk about those small finance banks which are giving the highest interest on fixed deposits to senior citizens. Let us tell you that senior citizens are given 0.5 percent more interest on FDs than normal customers. But there is also a small finance bank which is giving 0.6 percent more interest to senior citizens than normal customers.

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    Jana Small Finance Bank

    Jana Small Finance Bank is offering the highest interest rate of 8.75% to senior citizens on FD schemes with tenures of 365 days, 730 days and 1095 days.

    Equitas Small Finance Bank

    Equitas Small Finance Bank is offering the highest interest rate of 9.00% to senior citizens on FD schemes with tenures of 444 days.

    Also Read- Bank FD Rate Hike: PNB revises its fixed deposit interest rates; check latest rates here

    Utkarsh Small Finance Bank

    Utkarsh Small Finance Bank is offering 0.6 percent more interest to senior citizens on FD schemes than general customers. This bank is offering the highest interest rate of 9.10% to senior citizens on FD schemes with tenures of 730 days to 1095 days and 1500 days.

    Suryodaya Small Finance Bank

    Suryodaya Small Finance Bank is offering the highest interest rate of 9.10% to senior citizens on fixed deposit schemes with tenures ranging from 2 years and 1 day to 3 years.

    Unity Small Finance Bank

    Unity Small Finance Bank is offering the highest interest rate of 9.50% to senior citizens on FD schemes with tenures ranging from 1001 days.

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  • Sukanya Interest Rate: Now more than one PPF and Sukanya accounts will get simple interest

    If you have more than one account of Public Provident Fund (PPF), Sukanya Samriddhi Account (SSA), Mahila Samman Yojana, you will be able to avail the benefit of normal interest rate only.

    At the time of maturity, you will be able to avail the maximum interest on only one account.

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    Investors will be disappointed with the new system being implemented by the Union Finance Ministry from October 1. If you have opened more than one account in big savings schemes, you may incur loss instead of profit.

    Also Read: New Vande Bharat trains will run from these three cities from Saturday, see route…

    In schemes with high interest rates, except for one, the remaining accounts will get refund at simple interest rate. The Postal Department has issued a guideline on the instructions of the Finance Ministry.

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    Jyoti

    Jyoti , has 2 years of experience in writing Finance Content, Entertainment news, Cricket and more. She has done BA in English. She loves to Play Sports and read books in free time. In case of any complain or feedback, please contact me @rightsofemployeescom@gmail.com

  • Senior citizens FD: These banks are giving great interest to senior citizens on 5 year FD, know full details

    At this time, many people are investing money in Fixed Deposit (FD). People are showing interest in it due to the fixed returns received here, away from the fluctuations of the stock market. This is the reason why investing in FD is risk-free.

    Also, banks have now started giving good interest on FD. On the other hand, banks offer higher interest on FD to senior citizens (people aged 60 years or more) than to common people. Many banks are offering up to 8.75 percent interest to senior citizens on FDs with a tenure of 5 years. However, these interest rates are for deposits up to Rs 3 crore.

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    These banks are giving good interest to senior citizens

    1. Suryoday Small Finance Bank

    This bank is offering 7.35 percent interest rate to senior citizens on FDs up to one year. At the same time, it is offering 9.10 percent interest rate on two-year FDs and 8.75 percent interest rate on 5-year FDs. If you invest one lakh rupees in it for 5 years, then you will get Rs 1,54,154 after 5 years.

    2. Unity Small Finance Bank

    This bank is also giving good returns on FDs to senior citizens. This bank is offering 8.35 percent interest rate on one year FD. At the same time, it is offering 8.40 percent interest rate on two year FD and 8.65 percent interest rate on FD of 5 years or more. If you invest one lakh rupees in 5 year FD of this bank, then after 5 years you will get Rs 1,53,402.

    3. Utkarsh Small Finance Bank

    Utkarsh Bank is also offering good interest on FD to senior citizens. This bank is giving 8.60 percent interest to senior citizens on one year FD. At the same time, it is giving 9.10 percent interest on two year FD and 8.35 percent interest rate on 5 year FD. If you invest one lakh rupees in 5 year FD of this bank, then after 5 years you will get Rs 1,51,165.

    Also Read: FD rate Change: ICICI Bank’s new rates have come into effect from today, 2…

    4. AU Small Finance Bank

    AU Small Finance Bank is also giving good returns on FD to senior citizens. This bank is offering 8.25 percent interest rate on one year FD. If we talk about two year FD, then it is offering 7.75 percent interest rate on it. However, this bank is also offering 7.75 percent interest rate on 5 year FD. If you invest one lakh rupees in 5 year FD of this bank, then after 5 years you will get Rs 1,46,784.

    5. Ujjivan Small Finance Bank

    Ujjivan Bank is also ahead in terms of giving returns on FD to senior citizens. This bank is giving 8.75 percent interest rate on one year FD. At the same time, it is offering 8.25 percent interest rate on two year FD. Apart from this, this bank is giving 7.70 percent interest rate on 5 year FD. If you make an FD of Rs 1 lakh in this bank for 5 years, then you will get Rs 1,46,425 after 5 years.

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  • Special FD: These banks are offering up to 8.85% interest on limited period FDs, get FD done quickly

    Special FD: These banks are offering up to 8.85% interest on limited period FDs, get FD done quickly
    Special FD: These banks are offering up to 8.85% interest on limited period FDs, get FD done quickly

    IDBI Bank is offering an interest rate of 7.05% to general citizens on its special festive FD maturing in 300 days. Senior citizens are being offered an interest rate of 7.55% on festive FDs of 300 days duration.

    Good news for FD customers! Banks have started increasing fixed deposit rates or new FD schemes to attract customers. Due to increasing investment in mutual funds and decline in bank deposits, FD rates of banks and NBFCs remain at a high level. Let us tell you that RBL Bank, Federal Bank and IDBI Bank have launched special FD schemes for both general customers and senior citizens. Let us know how much interest is being given in the special FD of these banks.

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    RBL Bank FD

    RBL Bank has announced a 500-day special FD on the occasion of Independence Day, the rates of which start from 8.1% to 8.85%. This private sector bank is offering 8.1% interest to normal FD customers booking a 500-day FD scheme. Senior citizens (above 60 years of age but below 80 years of age) will get 8.6% and super senior citizens (above 80 years of age) will get 8.85% rate on FD. Customers can book fixed deposit schemes both online and offline using the RBL Bank app or by visiting a bank branch.

    Federal Bank FD

    Federal Bank has also announced a special scheme on Independence Day, under which customers are being offered fixed deposit rates up to 8.05%. The bank has announced new rates for deposits with tenures of 400 days, 777 days and 50 months. Normal citizens will be offered FD rates of 7.35%, 7.40% and 7.40% respectively. Senior citizens will get 7.85%, 7.90% and 7.90% interest rates respectively on FDs of these tenures. Under the non-callable category, the bank is offering 7.5%, 7.55% and 7.55% interest rates to general citizens on FDs of tenures of 400 days, 777 days and 50 months respectively. Senior citizens will get 8%, 8.05% and 8.05% interest rates respectively on FDs of these tenures. These rates are applicable on non-callable deposits of more than Rs 1 crore.

    IDBI Bank FD

    IDBI Bank is offering an interest rate of 7.05% to general citizens on its special Utsav FD maturing in 300 days. Senior citizens are being offered an interest rate of 7.55% on Utsav FDs of tenure of 300 days. On a tenure of 700 days, an interest rate of 7.20% is being offered for general citizens and 7.70% for senior citizens. For Utsav FDs with tenure of 375 days, interest rates are up to 7.25% for general citizens and up to 7.75% for senior citizens. On FD schemes with tenure of 444 days, the bank now offers an interest rate of 7.35% for general citizens and 7.85% for senior citizens. The new rates will be applicable from August 15, 2024.

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  • Sensex, Nifty trade remain flat ahead of Fed chief’s policy speech on interest rates

    Sensex, Nifty trade flat amid mixed global cues

    IANS

    Indian equity indices opened flat on Friday following mixed cues from global markets.

    At 9.43 a.m., Sensex was down 129 points or 0.16 per cent at 80,923 and Nifty was down 21 points or 0.09 per cent at 24,789.

    Broader market trends remained positive. In the National Stock Exchange (NSE), 1,122 shares were in the green and 1,083 shares in the red.

    In the Sensex pack, Tata Motors, Reliance, Sun Pharma, M&M, Bajaj Finserv, ICICI Bank, ICICI Bank, and HUL were top gainers. Titan, Infosys, Wipro, Tata Steel, Ultratech Cement, ITC, Asian paints, NTPC, Bajaj Finance and SBI were top losers.

    Choice Broking analyst said, “After a flat opening, Nifty can find support at 24,700 followed by 24,650 and 24,550. On the higher side, 24,900 can be an immediate resistance, followed by 24,950 and 25,000.”

    Selling was seen in the midcap and smallcap stocks. Nifty midcap 100 index was down 149 points or 0.25 per cent at 58,700 and Nifty smallcap 100 index was down 38 points or 0.20 per cent at 19,062.

    Sensex

    SensexIANS

    Among the sectoral indices, Auto, PSU Bank, pharma, realty and energy were major gainers while Media and IT major laggards.

    Most of the major markets in Asia were trading at a brisk pace. Markets in Tokyo, Shanghai, Bangkok and Jakarta were in the green. There is a decline in Seoul and Hong Kong. US markets closed with a decline on Thursday.

    According to market experts, “Market is witnessing significant sectoral churning. The PSU stocks rally which gave excellent returns in recent months is losing steam. For PSU banking stocks, the turnaround story which took the PSU banks from losses of Rs 87000 crores in FY 2018 to profits of Rs 1.41 lakh crore in FY 2024 is over. But the valuation of this segment is still attractive.”

    “Globally the market’s focus today will be on Jerome Powell’s comments at Jackson Hole on the economy and the possible rate cut trend. Powell is likely to sound dovish indicating a rate cut in September,” they added.

    The foreign institutional investors (FIIs) bought equities worth Rs 1,371 crore on August 22, while domestic institutional investors also bought equities worth Rs 2,971 crore on the same day.

    (With inputs from IANS)

     

  • FD Rate: Senior citizens are getting interest up to 9.5%, see the complete list here





    If senior citizens ever talk about investing extra money, then the first thing that comes to mind is FD. Here the question arises that how much interest will they get? These 7 small finance banks are offering FD rate up to 9.50 percent.

    Let’s know which banks are giving you how much interest.

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    1- North East Small Finance Bank

    North East Small Finance Bank is offering 9.5 percent interest to senior citizens.

    2- Suryodaya Small Finance Bank

    Suryoday Small Finance Bank is giving 9.1 percent interest to senior citizens.

    3- Utkarsh Small Finance Bank

    Utkarsh Small Finance Bank is giving 9.1 percent interest to senior citizens.

    4- Jana Small Finance Bank

    Jan Small Finance Bank is giving 8.75 percent interest to senior citizens.

    Also Read: Centre approves infra projects in 4 states including Maharashtra and Karnataka

    5- Unity Small Finance Bank

    Unity Small Finance Bank is giving 8.65 percent interest to senior citizens.

    6- Equitas Small Finance Bank

    Equitas Small Finance Bank is offering 8.5 percent interest to senior citizens.

    7- AU Small Finance Bank

    AU Small Finance Bank is giving 8 percent interest to senior citizens.

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  • FD Rate 2024: This bank has increased the interest rates of FD, customers will get interest up to 7.90%





    Bank FD New Interest rates
    Bank FD rates

    Banks and financial institutions across the country are constantly changing their fixed deposit (FD) interest rates. This time Bank of Baroda has given a good news to its customers. The bank has recently increased its FD interest rates, so now customers can avail interest up to 7.90%.

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    Change in interest rates

    Bank of Baroda revised its FD rates on August 2, 2024. Now customers can get interest ranging from 4.25% to 7.25% on FDs up to Rs 3 crore. Notably, senior citizens will get up to 7.90% interest on FDs ranging from Rs one crore to Rs three crore. The

    new interest rates are as follows:

    – FDs of 7 to 14 days: General public will get 4.25% and senior citizens will get 4.75% interest.
    – FDs of 15 to 45 days: General public will get 4.50% and senior citizens will get 5% interest.
    – FDs of 46 to 90 days: General public will get 5.50% and senior citizens will get 6% interest.
    – FDs of 91 to 180 days: General public will get 5.60% and senior citizens will get 6.10% interest.
    -FD of 181 to 210 days: General public will get 5.75% interest and senior citizens will get 6.25% interest.
    – FD of 211 to 270 days: General public will get 6.15% interest and senior citizens will get 6.65% interest.
    – FD of 271 days to less than 1 year: General public will get 6.25% interest and senior citizens will get 6.75% interest.
    – FD of 333 days: General public will get 7.15% interest and senior citizens will get 6.65% interest.
    – FD of 360 days: General public will get 7.10% interest and senior citizens will get 7.60% interest.
    – FD of 1 year: General public will get 6.85% interest and senior citizens will get 7.35% interest.
    – FD of 399 days: General public will get 7.25% interest and senior citizens will get 7.75% interest.
    – FDs for 1 year to 400 days: General public will get 6.85% interest and senior citizens will get 7.35% interest.
    – FDs for 400 days to 2 years: General public will get 6.85% interest and senior citizens will get 7.35% interest.
    – FDs for a period of more than 2 years and up to 3 years: General public will get 7.15% interest and senior citizens will get 7.65% interest.
    – FDs for a period of more than 3 years and up to 5 years: General public will get 6.50% interest and senior citizens will get 7.15% interest.
    – FDs for a period of more than 5 years and up to 10 years: General public will get 6.50% interest and senior citizens will get 7.50% interest.

    Special rates for senior citizens

    The bank has also increased interest rates for senior citizens. This special rate will be applicable on FDs ranging from Rs 1 crore to Rs 3 crore, in which interest up to 7.90% will be available. FD investors will get good benefits due to this new interest rate issued by Bank of Baroda. This can be a great opportunity for those who are looking for high interest along with safe investment.

     

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