Aadhar Housing Finance logs 19% increase in Q1FY27 net profit at ₹282 cr

Aadhar Housing Finance posted a 19% YoY rise in Q1 net profit, reaching ₹282 crore compared with ₹237 crore a year earlier, driven by solid growth in net interest income and a sharp increase in gains from loan sales or transfers.

Net interest income (the gap between interest earned and interest paid) climbed 19% YoY to ₹510 crore, up from ₹428 crore in the same quarter last year.

Gains from loan sales or transfers surged 54% YoY to ₹50 crore, versus ₹32.5 crore a year ago.

Assets under management (AUM) grew 18% YoY to ₹31,364 crore by end‑June 2026, while disbursements rose 19% YoY to ₹2,036 crore, up from ₹1,979 crore.

Gross NPAs as a share of AUM edged down slightly to 1.31% from 1.34%.

Rishi Anand, MD & CEO, remarked: “The environment for low‑income housing finance stayed favorable this quarter, backed by resilient demand, stable affordability and ongoing strength in Tier‑II and Tier‑III markets.”

“Long‑term fundamentals remain solid, supported by low mortgage penetration, increasing urbanisation and the nation’s substantial affordable‑housing need, especially within the EWS and LIG segments.”

Shares of Aadhar Housing Finance ended at ₹496.40 each, gaining 0.49% from the prior close of ₹494 on the BSE.

Published on July 31, 2026