Private Sector Lending PSL Bank interest Concession Tracker

Statutory Guide: RBI PSL Concession Rules

1. 7.5% Micro Quota: Domestic banks have a statutory quota allocating 7.5% of credit to Micro enterprises, creating negotiation room for lower interest spreads.

2. CBS Subvention Link: Ensure your bank links the Udyam registration number in their Core Banking System (CBS) to auto-credit quarterly subventions.