Bluevine Launches U.S Business Banking Solutions for India-Resident Business Owners Operating in the U.S

~ Set
to simplify US business banking for Indian founders navigating cross-border
growth ~

 ~ India among the top markets in Bluvevine’s
global expansion ~

 July 8, 2026;
Bangalore, India: Bluevine, the largest digital banking
platform for small businesses in the U.S.*, today announced the launch of its US business banking
solutions for eligible India-resident owners of U.S.-registered
businesses**. This strategic expansion allows founders and operators in India
who run U.S. entities to open and manage a U.S. business checking account with
a fully digital application experience, completely eliminating the traditional
requirement for in-person branch visits that has long served as a barrier to
global commerce.

India is home to
the world’s third-largest startup ecosystem, with thousands of startups and
SMBs building for the U.S. market from an early stage. As the India-U.S.
corridor continues to strengthen, access to reliable U.S. banking infrastructure
has become increasingly critical from the outset for companies scaling
internationally. Despite this, access to the U.S. financial system has not kept
pace with that ambition and Indian businesses often face fragmented processes,
complex documentation, in-person banking requirements, and lengthy onboarding
timelines when trying to establish and operate a US business banking account.

Speaking on the
launch, Aditya Narula, General Manager – India and General Manager of Global
Lending & Credit, Bluevine said, “Indian founders are among the
world’s most ambitious builders. Our commitment is simple: let the builders
build. Entrepreneurs should be spending their time serving customers, launching
products, hiring teams, and expanding into new markets, not losing momentum to
banking friction, paperwork, and operational headaches. With this launch,
Bluevine is bringing Indian businesses the same frictionless, powerful, and
trusted banking experience that has helped companies across the United States move
faster and grow with confidence.”

Bluevine’s
award-winning U.S. business banking platform helps companies accept and make
payments, manage cash across entities, and earn industry-leading APY on
checking deposits while keeping funds FDIC-insured up to $3 million through
Coastal Community Bank, Member FDIC. Bluevine offers high-yield Business
Checking accounts earning up to 3% APY,*** free standard ACH transfers, bill
payments, cross-border payment capabilities, virtual cards, sub-accounts,
multi-entity financial management from a single account, no monthly fees for
Standard plan, no minimum balance requirements, and integrations with leading
partners including Stripe and Wise. Customers in India will also receive
dedicated support during local business hours from Bluevine’s Bengaluru site.

Bluevine
established its Bengaluru operations in 2021, which has since grown into its
largest office globally, with a 200+ member team spanning engineering, product,
operations, customer support, and go-to-market functions. With this launch,
Bluevine is deepening its investment in India by enabling founders and
operators in India to open and manage U.S. business checking accounts through a
fully digital experience, with most customers onboarded in 24 hours or less.

Bluevine is already
seeing strong early adoption from India-based founders, operators, and
established businesses across tech and IT services, SaaS, AI, and e-commerce
sectors, who are building for the U.S. market and need a simpler way to manage
receivables, handle US and international payments, and operating cash from a
single account.

Since its founding
in 2013, Bluevine has served more than 1 million customers****, delivered more
than $17 billion in loans****, and currently is entrusted with more than $2 billion
on deposit. The company is backed by leading global investors, including
leading private and institutional investors, including Lightspeed Venture
Partners, Menlo Ventures, 83North, Citi Ventures, ION Crossover Partners, and
Nationwide Insurance.

 
Bluevine is a financial technology company, not a bank.
Banking Services provided by Coastal Community Bank, Member FDIC. FDIC
insurance only covers the failure of an FDIC-insured bank. FDIC insurance is
available through pass-through insurance at Coastal Community Bank, Member
FDIC, if certain conditions have been met. Bluevine accounts are FDIC insured
up to $3,000,000 per depositor through Coastal Community Bank, Member FDIC and
our program banks.

*As compared to
publicly available data on the number of lifetime customer accounts held by
other U.S. banking platforms dedicated to small businesses that offer both
checking and lending services, as of January 2026.

**Bluevine does not provide banking
services in India. The offering is available only to eligible owners of
U.S.-registered businesses and is subject to applicable eligibility
requirements and account opening procedures. Bluevine is not available
to sole proprietorships or non-profits.

***Premier and Plus plan customers
automatically earn annual percentage yield (“APY”) on their available balances.
Standard plan customers will earn interest on their available balances if they
meet an eligibility requirement as detailed in the Terms of Interest Accrual
which is incorporated as a part of the Bluevine Business Checking Account
Agreement. Bluevine Premier is subject to a $95 monthly fee. Bluevine Plus is
subject to a $30 monthly fee.

****Customer and
lending statistics include Paycheck Protection Program.