Swiggy renews insurance cover for 25 lakh delivery partners with IndusInd General Insurance
2 min read
[
- Swiggy renewed its insurance partnership covering over 2.5 million gig workers for FY26.
- Coverage includes up to ₹10 lakh accidental death, ₹2 lakh hospitalisation, and ₹1 lakh family health benefits, with cashless services and 24/7 teleconsultations.
- Swiggy operates in 750+ cities with 760,000 delivery partners; IndusInd General Insurance runs 128 branches nationwide.
Swiggy has renewed its comprehensive insurance programme for delivery partners with IndusInd General Insurance Company Ltd. | Photo Credit: PRIYANSHU SINGH
Swiggy renewed its insurance partnership with IndusInd General Insurance, extending coverage to over 2.5 million gig workers for fiscal year 2026.
The programme offers accidental death cover up to ₹10 lakh, in‑patient hospitalisation up to ₹2 lakh, and family health cover up to ₹1 lakh, with immediate coverage for pre‑existing conditions and maternity benefits for female partners and spouses; 75 % of prior maternity claims were filed by spouses.
Comprehensive Coverage Benefits
The programme includes cashless and reimbursement options for hospitalisation, day‑care and outpatient treatment, ambulance up to ₹10,000, OPD up to ₹10,000, child education support, loss‑of‑pay assistance, and 24/7 teleconsultations with physicians.
Saurav Goyal, COO of Swiggy Food Marketplace, said the programme has become one of the most comprehensive protection initiatives in India’s gig economy.
Swiggy, listed on Indian exchanges in 2024, operates in more than 750 cities with over 760,000 delivery partners. IndusInd General Insurance, formerly Reliance General Insurance, runs 128 branches nationwide.
Publication Details
Published on October 27, 2026
FAQs
What is the total number of gig workers covered by the renewed insurance programme?
Over 2.5 million gig workers are covered under the FY26 insurance programme.
What are the main coverage amounts provided to delivery partners?
The programme provides accidental death cover up to ₹10 lakh, hospitalisation up to ₹2 lakh, and family health cover up to ₹1 lakh, along with additional benefits such as ambulance up to ₹10,000, OPD up to ₹10,000, child education support, loss‑of‑pay assistance, and 24/7 teleconsultations.
When did Swiggy go public on Indian exchanges?
Swiggy went public on Indian exchanges in 2024.
How many delivery partners does Swiggy have and in how many cities does it operate?
Swiggy operates in more than 750 cities with over 760,000 delivery partners.
Which insurer partners with Swiggy and how many branches does it operate?
IndusInd General Insurance, formerly Reliance General Insurance, partners with Swiggy and operates 128 branches across India.
